+16. Borrower’s creditworthiness assessment: a) can afford loan repayment versus cannot afford it …

16. Borrower’s creditworthiness assessment: a) can afford loan repayment versus cannot afford it …

Borrower’s creditworthiness assessment:

  • a) can afford loan repayment versus cannot afford it;
  • b) income less expenditure versus reasonable living expenses versus loan instalment.

1. Overview

,
Summary Regulation

1.1 References

1.2 Identified Requirements

1.3 Related Standards

2. Identified Requirements

Requirements
Source Requirement

3. Related Standards

Standards
Source Requirement
  • EBA - Published by the European Banking Authority at https://www.eba.europa.eu/