101. For assessing the borrower’s ability to meet obligations under the loan agreement …

For assessing the borrower’s ability to meet obligations under the loan agreement, institutions and creditors should adopt suitable methods and approaches, which may include models, as long as these guidelines are met. The selection of the suitable and adequate method should depend on the risk level, size and type of loan.

5.2.2 Lending to consumers in relation to residential immovable property

1. Overview

1.1 References

1.2 Identified Requirements

1.3 Related Standards

2. Identified Requirements

3. Related Standards

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