+112. For loan agreements that relate to an immovable property that explicitly state that the …
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112. For loan agreements that relate to an immovable property that explicitly state that the …
For loan agreements that relate to an immovable property that explicitly state that the immovable property is not to be occupied as a place of residence by the borrower or a family member (i.e. buy-to-let agreements), institutions should assess the relationship between the future rental income from the immovable property and the borrower’s ability to meet obligations.
1. Overview
1.1 References
1.2 Identified Requirements
1.3 Related Standards
2. Identified Requirements
Requirements
| Source |
Requirement |
3. Related Standards
Standards
| Source |
Requirement |
- EBA - Published by the European Banking Authority at https://www.eba.europa.eu/
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