Subject matter

These guidelines specify, in accordance with Article 126a(3) of Regulation (EU) 575/2013 (CRR), the terms "substantial cash deposits", “financing ensured in an equivalent manner”, “appropriate amount of obligor - contributed equity”, and "significant portion of total contracts", taking into account the specificities of institutions´ lending to public housing or not-for profit entities across the Union that are regulated by law and that exist to serve social purposes and to offer tenants long-term housing, for the purposes of Article 126a(2) of that Regulation.