Where non-life insurance is offered under the right of establishment or the freedom to provide services, the policy holder shall, before any commitment is entered into, be informed of the Member State in which the head office or, where appropriate, the branch with which the contract is to be concluded is situated.
Any documents issued to the policy holder shall convey the information referred to in the first subparagraph.
The obligations imposed in the first and second subparagraphs shall not apply to large risks.