+Article 78 Other elements to be taken into account in the calculation of technical provisions

Article 78 Other elements to be taken into account in the calculation of technical provisions

Article 78

Other elements to be taken into account in the calculation of technical provisions

In addition to Article 77, when calculating technical provisions, insurance and reinsurance undertakings shall take account of the following:

(1) 

all expenses that will be incurred in servicing insurance and reinsurance obligations;

(2) 

inflation, including expenses and claims inflation;

(3) 

all payments to policy holders and beneficiaries, including future discretionary bonuses, which insurance and reinsurance undertakings expect to make, whether or not those payments are contractually guaranteed, unless those payments fall under Article 91(2).

1. Forbhreathnú

,

1.1 Tagairtí

1.2 Ceanglais aitheanta

1.3 Caighdeáin ghaolmhara

2. Ceanglais aitheanta

Ceanglais

3. Caighdeáin ghaolmhara

Caighdeáin
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