+Section II Exchange of information and professional secrecy
---+Article 53 Professional secrecy
------+Article 53 1.
------+Article 53 2.
------+Article 53 3.
---+Article 54 Use of confidential information
---+Article 54a
---+Article 55 Cooperation agreements
---+Article 56 Exchange of information between authorities
---+Article 57 Exchange of information with oversight bodies
------+Article 57 1.
------+Article 57 2.
------+Article 57 3.
------+Article 57 4.
------+Article 57 5.
------+Article 57 6.
---+Article 58 Transmission of information concerning monetary, deposit protection, systemic and payment aspects
------+Article 58 1.
------+Article 58 2.
------+Article 58 3.
------+Article 58 4.
---+Airteagal 58a Tarchur faisnéise chuig comhlachtaí idirnáisiúnta
------+Airteagal 58a 1.
------+Airteagal 58a 2.
------+Airteagal 58a 3.
------+Airteagal 58a 4.
---+Article 59 Transmission of information to other entities
------+Article 59 1.
------+Article 59 2.
---+Article 60 Disclosure of information obtained by on-the-spot checks and inspections
---+Article 61 Disclosure of information concerning clearing and settlement services
------+Article 61 1.
------+Article 61 2.
---+Article 62 Processing of personal data

Section II Exchange of information and professional secrecy

Section II Exchange of information and professional secrecy

1. Forbhreathnú

,
Teideal Rialáil
Article 53 Professional secrecy
Article 54 Use of confidential information

Article 54

Use of confidential information

Competent authorities receiving confidential information under Article 53 shall use it only in the course of their duties and only for any of the following purposes:

(a) 

to check that the conditions governing access to the activity of credit institutions are met and to facilitate monitoring, on a non-consolidated or consolidated basis, of the conduct of such activity, especially with regard to the monitoring of liquidity, solvency, large exposures, and administrative and accounting procedures and internal control mechanisms;

(b) 

to impose penalties;

(c) 

in an appeal against a decision of the competent authority including court proceedings pursuant to Article 72;

(d) 

in court proceedings initiated pursuant to special provisions provided for in Union law adopted in the field of credit institutions.

Article 54a

Article 54a

Articles 53 and 54 shall be without prejudice to the powers of investigation conferred on the European Parliament pursuant to Article 226 TFEU.

Article 55 Cooperation agreements

Article 55

Cooperation agreements

Member States and EBA, in accordance with Article 33 of Regulation (EU) No 1093/2010, may conclude cooperation agreements, providing for exchanges of information, with the supervisory authorities of third countries or with authorities or bodies of third countries in accordance with Article 56 and Article 57(1) of this Directive only if the information disclosed is subject to a guarantee that professional secrecy requirements at least equivalent to those referred to in Article 53(1) of this Directive are complied with. Such exchange of information shall be for the purpose of performing the supervisory tasks of those authorities or bodies.

Where the information originates in another Member State, it shall only be disclosed with the express agreement of the authorities which have disclosed it and, where appropriate, solely for the purposes for which those authorities gave their agreement.

Article 56 Exchange of information between authorities

Article 56

Exchange of information between authorities

Article 53(1) and Article 54 shall not preclude the exchange of information between competent authorities within a Member State, between competent authorities in different Member States or between competent authorities and the following, in the discharge of their supervisory functions:

(a) 

authorities entrusted with the public duty of supervising other financial sector entities and the authorities responsible for the supervision of financial markets;

(b) 

authorities or bodies charged with responsibility for maintaining the stability of the financial system in Member States through the use of macroprudential rules;

(c) 

reorganisation bodies or authorities aiming at protecting the stability of the financial system;

(d) 

contractual or institutional protection schemes as referred to in Article 113(7) of Regulation (EU) No 575/2013;

(e) 

bodies involved in the liquidation and bankruptcy of institutions and in other similar procedures;

(f) 

persons responsible for carrying out statutory audits of the accounts of institutions, insurance undertakings and financial institutions;

▼M5

(g) 

údaráis freagrach as maoirseacht a dhéanamh ar na heintitis faoi oibleagáid a liostaítear i bpointí (1) agus (2) d'Airteagal 2(1) de Threoir (AE) 2015/849 ó Pharlaimint na hEorpa agus ón gComhairle ( 20 ) dtaca le comhlíonadh na Treorach sin, agus na haonaid um fhaisnéis airgeadais;

▼M5

(h) 

na húdaráis inniúla nó na comhlachtaí atá freagrach as cur i bhfeidhm na rialacha maidir le deighilt struchtúrach laistigh de ghrúpa baincéireachta.

▼B

Article 53(1) and Article 54 shall not preclude the disclosure to bodies which administer deposit-guarantee schemes and investor compensation schemes of information necessary for the exercise of their functions.

The information received shall in any event be subject to professional secrecy requirements at least equivalent to those referred to in Article 53(1).

▼M11

Ní chuirfidh Airteagal 53(1) agus Airteagal 54 bac ar mhalartú faisnéise idir údaráis inniúla agus údaráis chánach sa Bhallstát céanna, i gcomhréir leis an dlí náisiúnta. I gcás ina dtionscnaíonn an fhaisnéis i mBallstát eile, ní mhalartófar í, mar a thagraítear dó sa chéad abairt den mhír seo, ach amháin le comhaontú sainráite na n-údarás inniúil a nocht í.

▼B

Article 57 Exchange of information with oversight bodies
Article 58 Transmission of information concerning monetary, deposit protection, systemic and payment aspects
Airteagal 58a Tarchur faisnéise chuig comhlachtaí idirnáisiúnta
Article 59 Transmission of information to other entities
Article 60 Disclosure of information obtained by on-the-spot checks and inspections

Article 60

Disclosure of information obtained by on-the-spot checks and inspections

Member States shall ensure that information received under Article 52(3), Article 53(2) and Article 56 and information obtained by means of an on-the-spot check or inspection referred to in Article 52(1) and (2) shall not be disclosed under Article 59 save with the express consent of the competent authorities which disclosed the information or of the competent authorities of the Member State in which such an on-the-spot check or inspection was carried out.

Article 61 Disclosure of information concerning clearing and settlement services
Article 62 Processing of personal data

Article 62

Processing of personal data

The processing of personal data for the purposes of this Directive shall be carried out in accordance with Directive 95/46/EC and, where relevant, with Regulation (EC) No 45/2001.

1.1 Tagairtí

1.2 Ceanglais aitheanta

1.3 Caighdeáin ghaolmhara

2. Ceanglais aitheanta

Ceanglais
Foinse Ceanglas

3. Caighdeáin ghaolmhara

Caighdeáin
Foinse Ceanglas
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