39. Within their credit risk policies and procedures and building on the credit risk strategy …

Within their credit risk policies and procedures and building on the credit risk strategy, institutions should also take into account principles of responsible lending. In particular:

• a. they should consider the specific situation of a borrower, such as the fair treatment of borrowers that are in economic difficulties;
• b. they should design credit products that are offered to consumers in a responsible way.

1. Forbhreathnú

1.1 Tagairtí

1.2 Ceanglais aitheanta

1.3 Caighdeáin ghaolmhara

2. Ceanglais aitheanta

3. Caighdeáin ghaolmhara

• EBA - Published by the European Banking Authority at https://www.eba.europa.eu/