Smjernica 6.: Uzimanje u obzir mogu ć ih budu ć ih negativnih ishoda

6.1 Prilikom procjene sposobnosti potroša č a da ispuni obveze prema ugovoru o kreditu, vjerovnik bi trebao promišljati mogu ć e negativne ishode u budu ć nosti, uklju č uju ć i primjerice smanjeni prihod u mirovini, pove ć anje referentne kamatne stope u slu č aju stambenih kredita ugovorenih s promjenjivom kamatnom stopom; negativna amortizacija; balonska otplata ili odgo đ ene otplate glavnice ili kamate.

1. Pregled

1.1 Reference

1.2 Utvrđeni zahtjevi

1.3 Povezani standardi

2. Utvrđeni zahtjevi

3. Povezani standardi

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