+Članak 1. Predmet i područje primjene
---+Article 1 1.
---+Article 1 2.
---+Article 1 3.

Članak 1. Predmet i područje primjene

Članak 1.

Predmet i područje primjene

1.  Ovom Direktivom utvrđuju se pravila i postupci koji se odnose na uspostavu i funkcioniranje sustavâ osiguranja depozita (SOD-ova).

2.  Ova se Direktiva primjenjuje na:

(a) zakonske SOD-ove;

(b) ugovorne SOD-ove koji su službeno priznati kao SOD-ovi u skladu s člankom 4. stavkom 2.;

(c) institucionalne sustave zaštite koji su službeno priznati kao SOD-ovi u skladu s člankom 4. stavkom 2.;

(d) kreditne institucije pridružene sustavima navedenim u točkama (a), (b) ili (c) ovog stavka.

3.  Ne dovodeći u pitanje članak 16. stavke 5. i 7., sljedeći sustavi ne podliježu ovoj Direktivi:

(a) ugovorni sustavi koji nisu službeno priznati kao SOD-ovi, uključujući sustave koji nude dodatnu zaštitu do razine pokrića utvrđene u članku 6. stavku 1.;

(b) institucionalni sustavi zaštite (ISZ) koji nisu službeno priznati kao SOD-ovi.

Države članice osiguravaju da sustavi navedeni u prvom podstavku točkama (a) i (b) raspolažu dostatnim financijskim sredstvima ili relevantnim financijskim aranžmanima za ispunjavanje svojih obveza.

1. Pregled

,
Article 1 1.
This Directive lays down rules and procedures relating to the establishment and the functioning of deposit guarantee schemes (DGSs).
Article 1 2.

This Directive shall apply to:

(a) 

statutory DGSs;

(b) 

contractual DGSs that are officially recognised as DGSs in accordance with Article 4(2);

(c) 

institutional protection schemes that are officially recognised as DGSs in accordance with Article 4(2);

(d) 

credit institutions affiliated to the schemes referred to in points (a), (b) or (c) of this paragraph.
Article 1 3.

Without prejudice to Article 16(5) and (7), the following schemes shall not be subject to this Directive:

(a) 

contractual schemes that are not officially recognised as DGSs, including schemes that offer an additional protection to the coverage level laid down in Article 6(1);

(b) 

institutional protection schemes (IPS) that are not officially recognised as DGSs.

Member States shall ensure that schemes referred to in points (a) and (b) of the first subparagraph have in place adequate financial means or relevant financing arrangements to fulfil their obligations.

1.1 Reference

1.2 Utvrđeni zahtjevi

1.3 Povezani standardi

2. Utvrđeni zahtjevi

Zahtjevi

3. Povezani standardi

Standardi
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