+Članak 14. Suradnja u okviru Unije
---+Article 14 1.
---+Article 14 2.
---+Article 14 3.
---+Article 14 4.
---+Article 14 5.
---+Article 14 6.
---+Article 14 7.
---+Article 14 8.

Članak 14. Suradnja u okviru Unije

Članak 14.

Suradnja u okviru Unije

1.  SOD-ovi osiguravaju deponente u podružnicama koje su u drugim državama članicama osnovale kreditne institucije koje su članovi SOD-ova.

2.  Deponente u podružnicama koje su kreditne institucije osnovale u drugoj državi članici isplaćuje SOD u državi članici domaćinu u ime SOD-a u matičnoj državi članici. SOD države članice domaćina provodi isplate u skladu s uputama SOD-a matične države članice. SOD države članice domaćina ne snosi nikakvu odgovornost za djelovanja u skladu s uputama SOD-a matične države članice. SOD matične države članice osigurava potrebno financiranje prije isplate i nadoknađuje SOD-u države članice domaćina nastale troškove.

SOD države članice domaćina također pruža informacije deponentima o kojima je riječ u ime SOD-a matične države članice te ima pravo primati dopise od tih deponenata u ime SOD-a matične države članice.

3.  Ako kreditna institucija prestane biti članom SOD-a i pridruži se drugom SOD-u, doprinosi, uplaćeni tijekom 12 mjeseci koji prethode prestanku članstva, uz iznimku izvanrednih doprinosa u okviru članka 10. stavka 8., prenose se u drugi SOD. To se ne primjenjuje ako je kreditna institucija isključena iz SOD-a u skladu s člankom 4. stavkom 5.

Ako se neke aktivnosti kreditne institucije prenesu u neku drugu državu članicu i tako počnu biti predmet nekog drugog SOD-a, doprinosi koje je ta kreditna institucija uplatila tijekom 12 mjeseci koji prethode prijenosu, uz iznimku izvanrednih doprinosa u skladu s člankom 10. stavkom 8., prenose se u drugi SOD razmjerno iznosu prenesenih osiguranih depozita.

4.  Države članice osiguravaju da SOD matične države članice razmjenjuje informacije iz članka 4. stavka 7. ili stavaka 8. i 10. s onima u državama članicama domaćinima. Primjenjuju se ograničenja određena u tom članku.

Ako kreditna institucija namjerava izvršiti prijenos iz jednog SOD-a u drugi u skladu s ovom Direktivom, o toj svojoj namjeri obavješćuje najmanje šest mjeseci unaprijed. Tijekom tog razdoblja kreditna institucija i dalje je obvezna doprinositi svojem prvotnom SOD-u, u skladu s člankom 10., kako u smislu ex ante, tako i u smislu ex post financiranja.

5.  Radi olakšavanja djelotvorne suradnje među SOD-ovima, osobito s obzirom na ovaj članak i članak 12., SOD-ovi ili, prema potrebi, imenovana tijela, imaju pisane sporazume o suradnji. U tim se sporazumima uzimaju u obzir zahtjevi određeni u članku 4. stavku 9.

Imenovano tijelo obavješćuje EBA-u o postojanju i sadržaju takvih sporazuma te EBA može izdati mišljenja u skladu s člankom 34. Uredbe (EU) br. 1093/2010. Ako nadležna tijela ili SOD-ovi ne mogu postići dogovor ili ako postoji spor oko tumačenja nekog sporazuma, bilo koja stranka može uputiti pitanje EBA-i u skladu s člankom 19. Uredbe (EU) br. 1093/2010, a EBA postupa u skladu s tim člankom.

Izostanak takvog sporazuma ne utječe na potraživanja deponenata u okviru članka 9. stavka 1. ili kreditnih institucija u okviru stavka 3. ovog članka.

6.  Države članice osiguravaju postojanje odgovarajućih postupaka kako bi se SOD-ovima omogućila razmjena informacija i učinkovito komuniciranje s drugim SOD-ovima, njihovim pridruženim kreditnim institucijama i odgovarajućim nadležnim i imenovanim tijelima u okviru njihovog vlastitog djelokruga te s drugim agencijama na prekograničnoj osnovi, prema potrebi.

7.  EBA i nadležna te imenovana tijela međusobno surađuju i izvršavaju svoje ovlasti u skladu s odredbama ove Direktive i Uredbe (EU) br. 1093/2010.

Države članice obavješćuju Komisiju i EBA-u o identitetu svojeg imenovanog tijela do 3. srpnja 2015.

8.  Pri analizi sistemskog rizika u vezi sa SOD-ovima EBA surađuje s Europskim odborom za sistemske rizike (ESRB) koji je osnovan Uredbom (EU) br. 1092/2010 Europskog parlamenta i Vijeća ( 17 ).

1. Pregled

,
Article 14 1.
DGSs shall cover the depositors at branches set up by their member credit institutions in other Member States.
Article 14 2.
Depositors at branches set up by credit institutions in another Member State shall be repaid by a DGS in the host Member State on behalf of the DGS in the home Member State. The DGS of the host Member State shall make repayments in accordance with the instructions of the DGS of the home Member State. The DGS of the host Member State shall not bear any liability with regard to acts done in accordance with the instructions given by DGS of the home Member State. The DGS of the home Member State shall provide the necessary funding prior to payout and shall compensate the DGS of the host Member State for the costs incurred.

The DGS of the host Member State shall also inform the depositors concerned on behalf of the DGS of the home Member State and shall be entitled to receive correspondence from those depositors on behalf of the DGS of the home Member State.
Article 14 3.
If a credit institution ceases to be member of a DGS and joins another DGS, the contributions paid during the 12 months preceding the end of the membership, with the exception of the extraordinary contributions under Article 10(8), shall be transferred to the other DGS. This shall not apply if a credit institution has been excluded from a DGS pursuant to Article 4(5).

If some of the activities of a credit institution are transferred to another Member State and thus become subject to another DGS, the contributions of that credit institution paid during the 12 months preceding the transfer, with the exception of the extraordinary contributions in accordance with Article 10(8), shall be transferred to the other DGS in proportion to the amount of covered deposits transferred.
Article 14 4.
Member States shall ensure that DGS of the home Member State exchange information referred to under Article 4(7) or (8) and (10) with those in host Member States. The restrictions set out in that Article shall apply.

If a credit institution intends to transfer from one DGS to another in accordance with this Directive, it shall give at least six months’ notice of its intention to do so. During that period, the credit institution shall remain under the obligation to contribute to its original DGS in accordance with Article 10 both in terms of ex-ante and ex-post financing.
Article 14 5.
In order to facilitate an effective cooperation between DGSs, with particular regard to this Article and to Article 12, the DGSs, or, where appropriate, the designated authorities, shall have written cooperation agreements in place. Such agreements shall take into account the requirements laid down in Article 4(9).

The designated authority shall notify EBA of the existence and the content of such agreements and EBA may issue opinions in accordance with Article 34 of Regulation (EU) No 1093/2010. If designated authorities or DGSs cannot reach an agreement or if there is a dispute about the interpretation of an agreement, either party may refer the matter to EBA in accordance with Article 19 of Regulation (EU) No 1093/2010 and EBA shall act in accordance with that Article.

The absence of such agreements shall not affect the claims of depositors under Article 9(1) or of credit institutions under paragraph 3 of this Article.
Article 14 6.
Member States shall ensure that appropriate procedures are in place to enable DGSs to share information and communicate effectively with other DGSs, their affiliated credit institutions and the relevant competent and designated authorities within their own jurisdictions and with other agencies on a cross-border basis, where appropriate.
Article 14 7.
EBA and the competent and designated authorities shall cooperate with each other and exercise their powers in accordance with the provisions of this Directive and with Regulation (EU) No 1093/2010.

Member States shall inform the Commission and EBA of the identity of their designated authority by 3 July 2015.
Article 14 8.
EBA shall cooperate with the European Systemic Risk Board (ESRB), established by Regulation (EU) No 1092/2010 of the European Parliament and of the Council ( 17 ) on systemic risk analysis concerning DGSs.

1.1 Reference

1.2 Utvrđeni zahtjevi

1.3 Povezani standardi

2. Utvrđeni zahtjevi

Zahtjevi

3. Povezani standardi

Standardi
  • Builddate: 02.07.2014 00:00:00 -Doknr: CELEX:32014L0049
  • EULAW -

    EN: Legal acts of the European Union from EUR-Lex, https://eur-lex.europa.eu/. © European Union. Re-use is authorised by Decision 2011/833/EU, provided the source is acknowledged; the consolidated texts are licensed under CC BY 4.0 (EUR-Lex legal notice). Divided into sections and converted into the GRCA format, the wording unchanged. Only the legislation published in the Official Journal of the European Union is deemed authentic.

    DE: Rechtsakte der Europäischen Union aus EUR-Lex, https://eur-lex.europa.eu/. © Europäische Union. Weiterverwendung nach Beschluss 2011/833/EU mit Quellenangabe gestattet; die konsolidierten Fassungen stehen unter CC BY 4.0 (Rechtlicher Hinweis von EUR-Lex). In Abschnitte aufgeteilt und in das GRCA-Format umgewandelt, der Wortlaut unverändert. Verbindlich sind allein die im Amtsblatt der Europäischen Union veröffentlichten Rechtsakte.