147. To achieve a comprehensive understanding of the institution’s credit risk profile, competent …

To achieve a comprehensive understanding of the institution’s credit risk profile, competent authorities should review the institution’s credit risk management and control framework and its adequacy with respect to the inherent credit risk exposures. For this assessment, competent authorities should also rely on the outcome coming from the assessment of other SREP elements (such as the BMA and governance areas). For institutions subject to the application of the NPE (reduction) strategies and the associated governance and operational guidance, competent authorities should also assess whether institutions meet specific requirements set out in the relevant EBA guidelines for such strategies and their operationalisation, including with respect to meeting the consumer protection obligations.

Credit risk strategy and appetite

1. Áttekintés

1.1 Hivatkozások

1.2 Azonosított követelmények

1.3 Kapcsolódó szabványok

2. Azonosított követelmények

3. Kapcsolódó szabványok

• EBA -

  EN: Guidelines and other publications of the European Banking Authority (EBA), https://www.eba.europa.eu/. © European Banking Authority. Reproduction is authorised provided the source is acknowledged (EBA legal notice). Divided into sections and converted into the GRCA format, the wording unchanged. Only the versions published by the EBA are authoritative.

  DE: Leitlinien und weitere Veröffentlichungen der Europäischen Bankenaufsichtsbehörde (EBA), https://www.eba.europa.eu/. © European Banking Authority. Wiedergabe mit Quellenangabe gestattet (Rechtlicher Hinweis der EBA). In Abschnitte aufgeteilt und in das GRCA-Format umgewandelt, der Wortlaut unverändert. Maßgeblich sind allein die von der EBA veröffentlichten Fassungen.