+Articolo 16 Carte universali
---+Article 16 1
---+Article 16 2

Articolo 16 Carte universali

Articolo 16

Carte universali

1.  Ai fini del presente regolamento, per quanto riguarda le operazioni di pagamento nazionali che non sono distinguibili come operazioni tramite carta di debito o carta di credito da parte dello schema di carte di pagamento, si applicano le disposizioni relative alle carte di debito o alle operazioni tramite carta di debito.

2.  In deroga al paragrafo 1, fino al 9 dicembre 2016 gli Stati membri possono stabilire una quota non superiore al 30 % delle operazioni nazionali di pagamento di cui al paragrafo 1 del presente articolo considerate equivalenti alle operazioni tramite carta di credito cui si applica il massimale sulle commissioni interbancarie stabilito all'articolo 4.

1. Panoramica

,
Article 16 1

1.   For the purposes of this Regulation, in relation to domestic payment transactions that are not distinguishable as debit or credit card transactions by the payment card scheme, the provisions on debit cards or debit card transactions are applied.
Article 16 2

2.   By derogation from paragraph 1, until 9 December 2016, Member States may define a share of no more than 30 % of the domestic payment transactions referred to in paragraph 1 of this Article that are considered to be equivalent to credit card transactions to which the interchange fee cap set in Article 4 shall apply.

1.1 Riferimenti

1.2 Requisiti identificati

1.3 Standard correlati

2. Requisiti identificati

Requisiti

3. Standard correlati

Standard
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