Article 11 2.

the identity of the creditor or, where applicable, the credit intermediary or appointed representative;

where applicable, that the credit agreement will be secured by a mortgage or another comparable security commonly used in a Member State on residential immovable property or by a right related to residential immovable property;

the borrowing rate, indicating whether this is fixed or variable or a combination of both, together with particulars of any charges included in the total cost of the credit to the consumer;

the total amount of credit;

the APRC which shall be included in the advertisement at least as prominently as any interest rate;

where applicable, the duration of the credit agreement;

where applicable, the amount of the instalments;

where applicable, the total amount payable by the consumer;

where applicable, the number of instalments;

where applicable, a warning regarding the fact that possible fluctuations of the exchange rate could affect the amount payable by the consumer.