+Article 14 3.

Article 14 3.

Member States shall ensure that when an offer binding on the creditor is provided to the consumer, it shall be provided on paper or on another durable medium and accompanied by an ESIS where:

(a) 

no ESIS has been provided to the consumer previously; or

(b) 

the characteristics of the offer are different from the information contained in the ESIS previously provided.

1. Ħarsa ġenerali

,

1.1 Referenzi

1.2 Rekwiżiti identifikati

1.3 Standards relatati

2. Rekwiżiti identifikati

Rekwiżiti

3. Standards relatati

Standards