Article 3 (28)

(a)

credit agreements covered by Directive 2008/48/EC of the European Parliament and of the Council (28) or Directive 2014/17/EU of the European Parliament and of the Council (29);

(b)

services as defined in points 1, 2, 4 and 5 in Section A and points 1, 2, 4 and 5 in Section B of Annex I to Directive 2014/65/EU of the European Parliament and of the Council (30);

(c)

payment services as defined in point 3 of Article 4 of Directive (EU) 2015/2366 of the European Parliament and of the Council (31);

(d)

services linked to the payment account as defined in point 6 of Article 2 of Directive 2014/92/EU of the European Parliament and of the Council (32); and

(e)

electronic money as defined in point 2 of Article 2 of Directive 2009/110/EC of the European Parliament and of the Council (33);