+Articolul 428 Elemente care necesită o finanțare stabilă
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---+Article 428 2.
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Articolul 428 Elemente care necesită o finanțare stabilă
1. Prezentare generală
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Reglementare |
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Article 428 1.
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Unless deducted from own funds, the following items shall be reported to competent authorities separately in order to allow an assessment of the needs for stable funding:
(a)
the assets that would qualify as liquid assets in accordance with Article 416, broken down by asset type;
(b)
the following securities and money market instruments not included in point (a):
(i)
assets qualifying for credit step 1 under Article 122;
(ii)
assets qualifying for credit step 2 under Article 122;
(c)
equity securities of non-financial entities listed on a major index in a recognised exchange;
(g)
non-renewable loans and receivables, and separately those non-renewable loans and receivables for which borrowers are:
(i)
natural persons other than commercial sole proprietors and partnerships;
(ii)
SMEs that qualify for the retail exposure class under the Standardised or IRB approaches for credit risk or to a company which is eligible for the treatment set out in Article 153(4) and where the aggregate deposit placed by that client or group of connected clients is less than EUR 1 million;
(iii)
sovereigns, central banks and public sector entities;
(iv)
clients not referred to in points (i) and (ii) other than financial customers;
(v)
clients not referred to in points (i), (ii) and (iii) that are financial customers, and thereof separately those that are credit institutions and other financial customers;
(h)
non-renewable loans and receivables referred to in point (g), and thereof separately those that are:
(i)
collateralised by commercial immovable property (CRE);
(ii)
collateralised by residential property (RRE);
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(iii)
match funded (pass‐through) via bonds eligible for the treatment set out in Article 129(4) or (5) of this Regulation or via covered bonds as defined in point (1) of Article 3 of Directive (EU) 2019/2162;
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(k)
undrawn credit facilities that qualify as bucket 4, bucket 3 or bucket 2 items under Annex I.
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Article 428 2.
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Where applicable, all items shall be presented in the five buckets described in Article 427(2).
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1.1 Referințe
1.2 Cerințe identificate
1.3 Standarde asociate
2. Cerințe identificate
3. Standarde asociate
- Builddate: 01.01.2027 00:00:00 -Doknr: CELEX:32013R0575
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