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+Article 19 1. |
Article 19 1.Member States shall ensure that in good time before the conclusion of an insurance contract, an insurance intermediary provides the customer with at least the following information:
(a)
whether it has a holding, direct or indirect, representing 10 % or more of the voting rights or of the capital in a given insurance undertaking;
(b)
whether a given insurance undertaking or parent undertaking of a given insurance undertaking has a holding, direct or indirect, representing 10 % or more of the voting rights or of the capital in the insurance intermediary;
(c)
in relation to the contracts proposed or advised upon, whether:
(i)
it gives advice on the basis of a fair and personal analysis;
(ii)
it is under a contractual obligation to conduct insurance distribution business exclusively with one or more insurance undertakings, in which case it is to provide the names of those insurance undertakings; or
(iii)
it is not under a contractual obligation to conduct insurance distribution business exclusively with one or more insurance undertakings and does not give advice on the basis of a fair and personal analysis, in which case it is to provide the names of the insurance undertakings with which it may and does conduct business;
(d)
the nature of the remuneration received in relation to the insurance contract;
(e)
whether in relation to the insurance contract, it works:
(i)
on the basis of a fee, that is the remuneration paid directly by the customer;
(ii)
on the basis of a commission of any kind, that is the remuneration included in the insurance premium;
(iii)
on the basis of any other type of remuneration, including an economic benefit of any kind offered or given in connection with the insurance contract; or
(iv)
on the basis of a combination of any type of remuneration set out at points (i), (ii) and (iii). 1. Prezentare generală
1.1 Referințe1.2 Cerințe identificate1.3 Standarde asociate2. Cerințe identificate
3. Standarde asociate
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