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+Article 4 2. |
Article 4 2.The standard information shall specify in a clear, concise and prominent way by means of a representative example:
(a)
the borrowing rate, fixed or variable or both, together with particulars of any charges included in the total cost of the credit to the consumer;
(b)
the total amount of credit;
(c)
the annual percentage rate of charge; in the case of a credit agreement of the kind referred to in Article 2(3), Member States may decide that the annual percentage rate of charge need not be provided;
(d)
if applicable, the duration of the credit agreement;
(e)
in the case of a credit in the form of deferred payment for a specific good or service, the cash price and the amount of any advance payment; and
(f)
if applicable, the total amount payable by the consumer and the amount of the instalments. 1. Prezentare generală
1.1 Referințe1.2 Cerințe identificate1.3 Standarde asociate2. Cerințe identificate
3. Standarde asociate
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