+TITLE IV FINAL PROVISIONS AND IMPLEMENTING MEASURES
---+Article 14 Implementing measures
------+Article 14 1.
------+Article 14 2.
---+Article 15 Committee procedure
------+Article 15 1.
------+Article 15 2.
---+Article 16 Full harmonisation
------+Article 16 1.
------+Article 16 2.
---+Article 17 Review
---+Article 18 Transitional provisions
------+Article 18 1.
------+Article 18 2.
------+Article 18 3.
------+Article 18 4.
---+Article 19 Amendments to Directive 2005/60/EC
---+Article 20 Amendments to Directive 2006/48/EC
---+Article 21 Repeal
---+Article 22 Transposition
------+Article 22 1.
------+Article 22 2.
---+Article 23 Entry into force
---+Article 24 Addressees
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TITLE IV FINAL PROVISIONS AND IMPLEMENTING MEASURES
TITLE IV FINAL PROVISIONS AND IMPLEMENTING MEASURES
1. Prezentare generală
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Reglementare |
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Article 14 Implementing measures
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Article 15 Committee procedure
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Article 16 Full harmonisation
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Article 17 Review
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Article 17
By 1 November 2012, the Commission shall present to the European Parliament, the Council, the European Economic and Social Committee and the European Central Bank a report on the implementation and impact of this Directive, in particular on the application of prudential requirements for electronic money institutions, accompanied, where appropriate, by a proposal for its revision.
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Article 18 Transitional provisions
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Article 19 Amendments to Directive 2005/60/EC
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Article 19
Amendments to Directive 2005/60/EC
Directive 2005/60/EC is hereby amended as follows:
1.
in Article 3(2), point (a) is replaced by the following:
‘(a)
an undertaking, other than a credit institution, which carries out one or more of the operations included in points 2 to 12 and points 14 and 15 of Annex I to Directive 2006/48/EC, including the activities of currency exchange offices (bureaux de change);’
2.
in Article 11(5), point (d) is replaced by the following:
‘(d)
electronic money, as defined in point 2 of Article 2 of Directive 2009/110/EC of the European Parliament and of the Council of 16 September 2009 on the taking up, pursuit and prudential supervision of the business of electronic money institutions (
*1
) where, if it is not possible to recharge, the maximum amount stored electronically in the device is no more than EUR 250, or where, if it is possible to recharge, a limit of EUR 2 500 is imposed on the total amount transacted in a calendar year, except when an amount of EUR 1 000 or more is redeemed in that same calendar year upon the electronic money holder’s request in accordance with Article 11 of Directive 2009/110/EC. As regards national payment transactions, Member States or their competent authorities may increase the amount of EUR 250 referred to in this point to a ceiling of EUR 500.
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Article 20 Amendments to Directive 2006/48/EC
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Article 20
Amendments to Directive 2006/48/EC
Directive 2006/48/EC is hereby amended as follows:
1.
Article 4 is amended as following:
(a)
point 1 is replaced by the following:
‘1.
“credit institution” means an undertaking the business of which is to receive deposits or other repayable funds from the public and to grant credits for its own account;’
(b)
point 5 is replaced by the following:
‘5.
“financial institution” means an undertaking other than a credit institution, the principal activity of which is to acquire holdings or to pursue one or more of the activities listed in points 2 to 12 and 15 of Annex I.’;
2.
the following point is added to Annex I:
‘15.
Issuing electronic money.’.
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Article 21 Repeal
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Article 21
Directive 2000/46/EC shall be repealed with effect from 30 April 2011, without prejudice to Article 18(1) and (3) of this Directive.
Any reference to the repealed Directive shall be construed as a reference to this Directive.
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Article 22 Transposition
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Article 23 Entry into force
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Article 23
This Directive shall enter into force on the 20th day following its publication in the Official Journal of the European Union.
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Article 24 Addressees
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Article 24
This Directive is addressed to the Member States.
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1.1 Referințe
1.2 Cerințe identificate
1.3 Standarde asociate
2. Cerințe identificate
3. Standarde asociate
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