4. This Directive shall not affect requirements in Member States’ national laws regarding the servicing of a creditor’s rights under a credit agreement, or of the credit agreement itself, when the credit purchaser is a securitisation special purpose entity as defined in Article 2, point (2), of Regulation (EU) 2017/2402 of the European Parliament and of the Council (20) as long as such national laws:
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(a)
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do not affect the level of consumer protection provided by this Directive;
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(b)
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ensure that competent authorities receive the necessary information from credit servicers.
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