+Член 31 Клауза за преглед
---+Article 31 (a)
---+Article 31 (b)
---+Article 31 (c)
---+Член 31 2

Член 31 Клауза за преглед

Без да се засягат законодателните правомощия на Европейския парламент и на Съвета, до 29 декември 2023 г. Комисията представя на Европейския парламент и на Съвета доклад относно:

1. Преглед

,
Article 31 (a)

the adequacy of the regulatory framework regarding a potential introduction of caps on charges arising from the event of default applicable to credit agreements concluded with:

(i)

natural persons for purposes related to the trade, business or profession of those natural persons;

(ii)

SMEs, as defined in Article 2 of the Annex to Recommendation 2003/361/EC;

(iii)

any borrower, provided that the credit is guaranteed by a natural person or is secured by assets or property belonging to that natural person;
Article 31 (b)

relevant aspects, including potential forbearance measures, of credit agreements concluded with:

(i)

natural persons for purposes related to the trade, business or profession of those natural persons;

(ii)

SMEs, as defined in Article 2 of the Annex to Recommendation 2003/361/EC;

(iii)

any borrower, provided that the credit is guaranteed by a natural person or is secured by assets or property belonging to that natural person;
Article 31 (c)

the need for, and feasibility of, developing implementing or regulatory technical standards or other appropriate means to introduce common reporting formats for communications to borrowers under Article 10(2) and on forbearance measures.
Член 31 2

Докладът, посочен в първа алинея, се придружава от законодателно предложение, ако е целесъобразно.

1.1 Препратки

1.2 Идентифицирани изисквания

1.3 Свързани стандарти

2. Идентифицирани изисквания

Изисквания

3. Свързани стандарти

Стандарти