+Article 31 Review clause
---+Article 31 (a)
---+Article 31 (b)
---+Article 31 (c)
---+Article 31 2

Article 31 Review clause

Without prejudice to the legislative prerogatives of the European Parliament and the Council, by 29 December 2023, the Commission shall submit to the European Parliament and to the Council a report on:

1. Přehled

,
Article 31 (a)

the adequacy of the regulatory framework regarding a potential introduction of caps on charges arising from the event of default applicable to credit agreements concluded with:

(i)

natural persons for purposes related to the trade, business or profession of those natural persons;

(ii)

SMEs, as defined in Article 2 of the Annex to Recommendation 2003/361/EC;

(iii)

any borrower, provided that the credit is guaranteed by a natural person or is secured by assets or property belonging to that natural person;
Article 31 (b)

relevant aspects, including potential forbearance measures, of credit agreements concluded with:

(i)

natural persons for purposes related to the trade, business or profession of those natural persons;

(ii)

SMEs, as defined in Article 2 of the Annex to Recommendation 2003/361/EC;

(iii)

any borrower, provided that the credit is guaranteed by a natural person or is secured by assets or property belonging to that natural person;
Article 31 (c)

the need for, and feasibility of, developing implementing or regulatory technical standards or other appropriate means to introduce common reporting formats for communications to borrowers under Article 10(2) and on forbearance measures.
Article 31 2

Where appropriate, the report referred to in the first paragraph shall be accompanied by a legislative proposal.

1.1 Odkazy

1.2 Identifikované požadavky

1.3 Související standardy

2. Identifikované požadavky

Požadavky

3. Související standardy

Standardy