Article 4 Information concerning liquidity and supervisory findings

(a)

any material deficiencies in an institution's liquidity risk management which are known to the competent authorities and which may affect branches, any related supervisory measures which have been taken in relation to those deficiencies, and the extent of the institution's compliance with those supervisory measures;

(b)

the overall assessment carried out by the competent authorities of the home Member State of an institution's liquidity risk profile and risk management, in particular in relation to a branch;

(c)

an institution's ratios indicating its liquidity and stable funding position at the national or Union level in the domestic currency of the institution's home Member State and in all other currencies which are material for the institution;

(d)

the components of an institution's liquidity buffer;

(e)

the degree of asset encumbrance of an institution;

(f)

the ratio of an institution's loans to its deposits;

(g)

any domestic liquidity ratios that apply to an institution as a part of macro-prudential policy measures by the competent authorities or by the designated authority whether as binding requirements, guidelines, recommendations, warnings or otherwise, including the definitions of those ratios;

(h)

any specific liquidity requirements applied in accordance with Article 105 of Directive 2013/36/EU;

(i)

any obstacles to cash and collateral transfer to or from branches of an institution.

(a)

the liquidity and funding policy of the institution, including descriptions of the funding arrangements for its branches, any intra-group support arrangements, and procedures for centralised cash pooling;

(b)

the liquidity and funding contingency plans of the institution, including information on the assumed stress scenarios.