TITLE IIA IMPLEMENTATION OF RULES

the use of insurance in the context of the calculation of the own funds requirement for operational risk;

whether the recognition of insurance recoveries might lead to regulatory arbitrage by reducing the annual operational risk loss without a commensurate reduction in the actual operational loss exposure;

whether the recognition of insurance recoveries has a different impact on the appropriate coverage of recurring losses and of potential tail losses;

the availability and quality of data used by institutions when calculating their own funds requirement for operational risk.

assessing those requirements also in relation to banking groups and specific business models;

taking into account the relevance of small and non-complex institutions at institution level and by region for maintaining financial stability and credit provision in local communities.