162. Credit institutions’ policies for identifying performing FBEs should specify practices for …

Credit institutions’ policies for identifying performing FBEs should specify practices for dispelling concerns regarding the borrower’s financial difficulties. Credit institutions’ policies should require the borrower to have settled, by means of regular payments, an amount equal to all the amounts (principal and interest) that were previously past due or de-recognised at the time of the concession, or to otherwise demonstrate its ability to comply with the post-forbearance conditions under alternative objective criteria that include a repayment of principal.

1. Overview

1.1 References

1.2 Identified Requirements

1.3 Related Standards

2. Identified Requirements

3. Related Standards

• EBA - Published by the European Banking Authority at https://www.eba.europa.eu/