12. Competent authorities should ensure that institutions apply these guidelines on individual …

Competent authorities should ensure that institutions apply these guidelines on individual, sub-consolidated and consolidated bases, in accordance with Article 109 of Directive 2013/36/EU, unless competent authorities make use of the derogations, as defined in Article 21 and Article 109 of Directive 2013/36/EU. Competent authorities should also ensure that the institutions apply these guidelines at sub-consolidated and individual levels, in line with the consolidated-level group policies and practices, taking into account the characteristics of these institutions and their credit portfolios.

1. Overview

1.1 References

1.2 Identified Requirements

1.3 Related Standards

2. Identified Requirements

3. Related Standards

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