5. These Guidelines are addressed to credit institutions and financial institutions as defined in …

These Guidelines are addressed to credit institutions and financial institutions as defined in Article 3 (1) and Article 3(2) of Directive (EU) 2015/849² and to competent authorities as de-fined in Article 4 (2)(iii) of Regulation (EU) 1093/2010.

2 Directive (EU) 2015/849 of the European Parliament and of the Council of 20 May 2015 on the prevention of the use of the financial system for the purposes of money laundering or terrorist financing (OJ L 141, 5.6.2015, p 73-117). 12

1. Overview

1.1 References

1.2 Identified Requirements

1.3 Related Standards

2. Identified Requirements

3. Related Standards

• EBA - Published by the European Banking Authority at https://www.eba.europa.eu/