28. For transfers that have not been batched, the PSP or IPSP should: a) consider the transfer …

For transfers that have not been batched, the PSP or IPSP should:

• a) consider the transfer chain (from end to end) as one such that the flow of information on the original payer and payee is preserved;
• b) where the transfer is made from a cross-border channel to a domestic channel, select the domestic system that maximises the transparency of the cross-border nature of the transfer and ensures that the information about the parties transmitted to the next PSP in the payment chain can be readily understood by all intermediary and/or beneficiary PSPs;
• c) in cases of doubt, assume that the transfer is a cross-border transfer, resulting in the use of appropriate payment channels that may facilitate the necessary transmission of information.

1. Overview

1.1 References

1.2 Identified Requirements

1.3 Related Standards

2. Identified Requirements

3. Related Standards

• EBA - Published by the European Banking Authority at https://www.eba.europa.eu/