21. These Guidelines apply from 17 . 02 . 2025, with the exception of: a. paragraphs 4, 11, 12, 13 …

These Guidelines apply from 17 . 02 . 2025, with the exception of:

• a. paragraphs 4, 11, 12, 13, 14, 15, 16, 17, 18, 19, which will apply from [15 May 2025] for assessments of natural persons, and from [30 April 2026] for assessments of legal persons;
• b. paragraph 7.2 (a-e), which will apply from [30 January 2026].

1. Overview

1.1 References

1.2 Identified Requirements

1.3 Related Standards

2. Identified Requirements

3. Related Standards

• EBA - Published by the European Banking Authority at https://www.eba.europa.eu/