CHAPTER II INTERCHANGE FEES

1. Overview

Summary	Regulation
Article 3 Interchange fees for consumer debit card transactions
Article 4 Interchange fees for consumer credit card transactions	Article 4 Interchange fees for consumer credit card transactions Payment service providers shall not offer or request a per transaction interchange fee of more than 0,3 % of the value of the transaction for any credit card transaction. For domestic credit card transactions Member States may define a lower per transaction interchange fee cap.
Article 5 Prohibition of circumvention	Article 5 Prohibition of circumvention For the purposes of the application of the caps referred to in Articles 3 and 4, any agreed remuneration, including net compensation, with an equivalent object or effect of the interchange fee, received by an issuer from the payment card scheme, acquirer or any other intermediary in relation to payment transactions or related activities shall be treated as part of the interchange fee.

Requirements
Source	Requirement

Standards
Source	Requirement