+Artikkel 20 Makseviivituse määra avalikustamine
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Artikkel 20 Makseviivituse määra avalikustamine

Makseviivituse määra avalikustamine

1. Ülevaade

,
Article 20 1

1.   Crowdfunding service providers which provide crowdfunding services consisting of the facilitation of granting of loans shall:

(a)

disclose annually the default rates of the crowdfunding projects offered on their crowdfunding platform over at least the preceding 36 months; and

(b)

publish an outcome statement within four months of the end of each financial year indicating, as applicable:

(i)

the expected and actual default rate of all loans the crowdfunding service provider has facilitated, by risk category and by reference to the risk categories set out in the risk-management framework;

(ii)

a summary of the assumptions used in determining expected default rates; and

(iii)

where the crowdfunding service provider offered a target rate in relation to individual portfolio management of loans, the actual return achieved.
Article 20 2

2.   The default rates referred to in paragraph 1 shall be published in a prominent place on the website of the crowdfunding service provider.
Article 20 3

3.   ESMA shall, in close cooperation with EBA, develop draft regulatory technical standards to specify the methodology for calculating the default rates referred to in paragraph 1 of the projects offered on a crowdfunding platform.

ESMA shall submit those draft regulatory technical standards to the Commission by 10 November 2021.

Power is delegated to the Commission to supplement this Regulation by adopting the regulatory technical standards referred to in the first subparagraph of this paragraph in accordance with Articles 10 to 14 of Regulation (EU) No 1095/2010.

1.1 Viited

1.2 Tuvastatud nõuded

1.3 Seotud standardid

2. Tuvastatud nõuded

Nõuded

3. Seotud standardid

Standardid
  • Builddate: 20.10.2020 00:00:00 -Doknr: CELEX:32020R1503
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