+Subsection 2 Non-life
---+Article 5 Operations
---+Article 6 Assistance
------+Article 6 1.
------+Article 6 2.
------+Article 6 3.
------+Article 6 4.
---+Article 7 Mutual undertakings
---+Article 8 Institutions

Subsection 2 Non-life

Subsection 2 Non-life

1. Vue d’ensemble

,
Article 5 Operations

Article 5

Operations

In regard to non-life insurance, this Directive shall not apply to the following operations:

(1) 

capital redemption operations, as defined by the law in each Member State;

(2) 

operations of provident and mutual benefit institutions whose benefits vary according to the resources available and in which the contributions of the members are determined on a flat-rate basis;

(3) 

operations carried out by organisations not having a legal personality with the purpose of providing mutual cover for their members without there being any payment of premiums or constitution of technical reserves; or

(4) 

export credit insurance operations for the account of or guaranteed by the State, or where the State is the insurer.
Article 6 Assistance
Article 7 Mutual undertakings

Article 7

Mutual undertakings

This Directive shall not apply to mutual undertakings which pursue non-life insurance activities and which have concluded with other mutual undertakings an agreement which provides for the full reinsurance of the insurance policies issued by them or under which the accepting undertaking is to meet the liabilities arising under such policies in the place of the ceding undertaking. In such a case the accepting undertaking shall be subject to the rules of this Directive.
Article 8 Institutions

Article 8

Institutions

This Directive shall not apply to the following institutions which pursue non-life insurance activities unless their statutes or the applicable law are amended as regards capacity:

(1) 

in Denmark, Falck Danmark;

(2) 

in Germany, the following semi-public institutions:

(a) 

Postbeamtenkrankenkasse,

(b) 

Krankenversorgung der Bundesbahnbeamten;

(3) 

in Ireland, the Voluntary Health Insurance Board;

(4) 

in Spain, the Consorcio de Compensación de Seguros.

1.1 Références

1.2 Exigences identifiées

1.3 Normes associées

2. Exigences identifiées

Exigences

3. Normes associées

Normes