Article 19 2

(a)

the consumer deliberately used the payment account for illegal purposes;

(b)

there has been no transaction on the payment account for more than 24 consecutive months;

(c)

the consumer provided incorrect information in order to obtain the payment account with basic features where the correct information would have resulted in the absence of such a right;

(d)

the consumer is no longer legally resident in the Union;

(e)

the consumer has subsequently opened a second payment account which allows him to make use of the services listed in Article 17(1) in the Member State where he already holds a payment account with basic features.