Article 3 Definitions

“credit institution” means credit institution as defined in point (1) of Article 4(1) of Regulation (EU) No 575/2013;

“investment firm” means investment firm as defined in point (2) of Article 4(1) of Regulation (EU) No 575/2013;

“institution” means institution as defined in point (3) of Article 4(1) of Regulation (EU) No 575/2013;

“insurance undertaking” means insurance undertaking as defined in point (5) of Article 4(1) of Regulation (EU) No 575/2013;

“reinsurance undertaking” means reinsurance undertaking as defined in point (6) of Article 4(1) of Regulation (EU) No 575/2013;

“management body” means an institution's body or bodies, which are appointed in accordance with national law, which are empowered to set the institution's strategy, objectives and overall direction, and which oversee and monitor management decision-making, and include the persons who effectively direct the business of the institution;

“management body in its supervisory function” means the management body acting in its role of overseeing and monitoring management decision-making;

ciallaíonn “comhlacht bainistíochta ag gníomhú ina fheidhm bhainistíochta” an comhlacht bainistíochta ag feidhmiú ina ról ag treorú institiúide agus áirítear leis na daoine a threoraíonn gnó na hinstitiúide go hiarbhír;

ciallaíonn “bainistíocht shinsearach” na daoine nádúrtha sin a dhéanann feidhmeanna feidhmiúcháin laistigh d’institiúid agus atá freagrach go díreach do chomhlacht bainistíochta ach nach comhaltaí den chomhlacht sin iad, daoine nádúrtha atá freagrach as bainistiú laethúil na hinstitiúide faoi stiúir an chomhlachta bainistíochta;

ciallaíonn “sealbhóirí príomhfheidhme” na daoine ag a bhfuil tionchar suntasach ar stiúradh institiúide ach nach comhaltaí den chomhlacht bainistíochta iad, lena n-áirítear ceannairí feidhmeanna rialaithe inmheánaigh agus an príomhoifigeach airgeadais, i gcás nach comhaltaí den chomhlacht bainistíochta iad na ceannairí nó an t-oifigeach sin;

ciallaíonn “feidhmeanna rialaithe inmheánaigh” feidhmeanna bainistithe riosca, comhlíonta agus iniúchóireachta inmheánaí;

ciallaíonn “ceannairí feidhmeanna rialaithe inmheánaigh” na daoine ar an leibhéal ordlathais is airde atá freagrach as bainistíocht éifeachtach a dhéanamh ar oibriú laethúil feidhmeanna rialaithe inmheánaigh institiúide;

ciallaíonn “príomhoifigeach airgeadais” an duine ar a bhfuil freagracht fhoriomlán as bainistíocht acmhainní airgeadais, pleanáil airgeadais agus tuairisciú airgeadais institiúide;

“systemic risk” means a risk of disruption in the financial system with the potential to have serious negative consequences for the financial system and the real economy;

ciallaíonn “riosca samhla” riosca samhla mar a shainmhínítear in Airteagal 4(1), pointe (52b), de Rialachán (AE) Uimh. 575/2013;

“originator” means originator as defined in point (13) of Article 4(1) of Regulation (EU) No 575/2013;

“sponsor” means sponsor as defined in point (14) of Article 4(1) of Regulation (EU) No 575/2013;

“parent undertaking” means parent undertaking as defined in point (15) of Article 4(1) of Regulation (EU) No 575/2013;

“subsidiary” means subsidiary as defined in point (16) of Article 4(1) of Regulation (EU) No 575/2013;

“branch” means branch as defined in point (17) of Article 4(1) of Regulation (EU) No 575/2013;

“ancillary services undertaking” means ancillary services undertaking as defined in point (18) of Article 4(1) of Regulation (EU) No 575/2013;

“asset management company” means asset management company as defined in point (19) of Article 4(1) of Regulation (EU) No 575/2013;

“financial holding company” means financial holding company as defined in point (20) of Article 4(1) of Regulation (EU) No 575/2013;

“mixed financial holding company” means mixed financial holding company as defined in point (21) of Article 4(1) of Regulation (EU) No 575/2013;

“mixed activity holding company” means mixed activity holding company as defined in point (22) of Article 4(1) of Regulation (EU) No 575/2013;

“financial institution” means financial institution as defined in point (26) of Article 4(1) of Regulation (EU) No 575/2013;

“financial sector entity” means financial sector entity as defined in point (27) of Article 4(1) of Regulation (EU) No 575/2013;

“parent institution in a Member State” means parent institution in a Member State as defined in point (28) of Article 4(1) of Regulation (EU) No 575/2013;

“EU parent institution” means EU parent institution as defined in point (29) of Article 4(1) of Regulation (EU) No 575/2013;

“parent financial holding company in a Member State” means parent financial holding company in a Member State as defined in point (30) of Article 4(1) of Regulation (EU) No 575/2013;

“EU parent financial holding company” means EU parent financial holding company as defined in point (31) of Article 4(1) of Regulation (EU) No 575/2013;

“parent mixed financial holding company in a Member State” means parent mixed financial holding company in a Member State as defined in point (32) of Article 4(1) of Regulation (EU) No 575/2013;

“EU parent mixed financial holding company” means EU parent mixed financial holding company as defined in point (33) of Article 4(1) of Regulation (EU) No 575/2013;

ciallaíonn “institiúid neamhspleách san Aontas” institiúid nach bhfuil faoi réir ag comhdhlúthú stuamachta san Aontas de bhun Chuid a hAon, Teideal II, Caibidil 2, de Rialachán (AE) Uimh. 575/2013, agus nach bhfuil aon mháthairghnóthas AE aici atá faoi réir comhdhlúthú stuamachta den sórt sin;

“systemically important institution” means an EU parent institution, an EU parent financial holding company, an EU parent mixed financial holding company or an institution the failure or malfunction of which could lead to systemic risk;

“central counterparty” means central counterparty as defined in point (34) of Article 4(1) of Regulation (EU) No 575/2013;

“participation” means participation as defined in point (35) of Article 4(1) of Regulation (EU) No 575/2013;

“qualifying holding” means qualifying holding as defined in point (36) of Article 4(1) of Regulation (EU) No 575/2013;

“control” means control as defined in point (37) of Article 4(1) of Regulation (EU) No 575/2013;

“close links” means close links as defined in point (38) of Article 4(1) of Regulation (EU) No 575/2013;

“competent authority” means competent authority as defined in point (40) of Article 4(1) of Regulation (EU) No 575/2013;

“consolidating supervisor” means consolidating supervisor as defined in point (41) of Article 4(1) of Regulation (EU) No 575/2013;

“authorisation” means authorisation as defined in point (42) of Article 4(1) of Regulation (EU) No 575/2013;

“home Member State” means home Member State as defined in point (43) of Article 4(1) of Regulation (EU) No 575/2013;

“host Member State” means host Member State as defined in point (44) of Article 4(1) of Regulation (EU) No 575/2013;

“ESCB central banks” means ESCB central banks as defined in point (45) of Article 4(1) of Regulation (EU) No 575/2013;

“central banks” means central banks as defined in point (46) of Article 4(1) of Regulation (EU) No 575/2013;

“consolidated situation” means consolidated situation as defined in point (47) of Article 4(1) of Regulation (EU) No 575/2013;

“consolidated basis” means consolidated basis as defined in point (48) of Article 4(1) of Regulation (EU) No 575/2013;

“sub-consolidated basis” means sub-consolidated basis as defined in point (49) of Article 4(1) of Regulation (EU) No 575/2013;

“financial instrument” means financial instrument as defined in point (50) of Article 4(1) of Regulation (EU) No 575/2013;

“own funds” means own funds as defined in point (118) of Article 4(1) of Regulation (EU) No 575/2013;

ciallaíonn “caipiteal incháilithe” caipiteal incháilithe mar a shainmhínítear in Airteagal 4(1), pointe (71), de Rialachán (AE) Uimh. 575/2013;

“operational risk” means operational risk as defined in point (52) of Article 4(1) of Regulation (EU) No 575/2013;

“credit risk mitigation” means credit risk mitigation as defined in point (57) of Article 4(1) of Regulation (EU) No 575/2013;

“securitisation” means securitisation as defined in point (61) of Article 4(1) of Regulation (EU) No 575/2013;

“securitisation position” means securitisation position as defined in point (62) of Article 4(1) of Regulation (EU) No 575/2013;

“securitisation special purpose entity” means securitisation special purpose entity as defined in point (66) of Article 4(1) of Regulation (EU) No 575/2013;

“discretionary pension benefits” means discretionary pension benefits as defined in point (73) of Article 4(1) of Regulation (EU) No 575/2013;

“trading book” means trading as defined in point (86) of Article 4(1) of Regulation (EU) No 575/2013;

“regulated market” means regulated market as defined in point (92) of Article 4(1) of Regulation (EU) No 575/2013;

“leverage” means leverage as defined in point (93) of Article 4(1) of Regulation (EU) No 575/2013;

“risk of excessive leverage” means risk of excessive leverage as defined in point (94) of Article 4(1) of Regulation (EU) No 575/2013;

“external credit assessment institution” means external credit assessment institution as defined in point (98) of Article 4(1) of Regulation (EU) No 575/2013;

ciallaíonn “cineálacha cur chuige inmheánach” an cur chuige inmheánach bunaithe ar rátálacha dá dtagraítear in Airteagal 143(1), cur chuige na samhla inmheánaí dá dtagraítear in Airteagal 221, modh na samhla inmheánaí dá dtagraítear in Airteagal 283, cur chuige malartach na samhla inmheánaí dá dtagraítear in Airteagal 325az, agus cur chuige an mheasúnaithe inmheánaigh dá dtagraítear in Airteagal 265(2), de Rialachán (AE) Uimh. 575/2013;

ciallaíonn “údarás réitigh” údarás réitigh mar a shainmhínítear é i bpointe (18) d'Airteagal 2(1) de Threoir 2014/59/AE ó Pharlaimint na hEorpa agus ón gComhairle ( 1 );

ciallaíonn “institiúid a bhfuil tábhacht shistéamach dhomhanda léi” nó “G-SII” G-SII mar a shainmhínítear é i bpointe (133) d'Airteagal 4(1) de Rialachán (AE) Uimh. 575/2013;

ciallaíonn “institiúid neamh-AE a bhfuil tábhacht shistéamach dhomhanda léi” nó “G-SII neamh-AE” G-SII neamh-AE mar a shainmhínítear é i bpointe (134) d'Airteagal 4(1) de Rialachán (AE) Uimh. 575/2013;

ciallaíonn “grúpa” grúpa mar a shainmhínítear é i bpointe (138) d'Airteagal 4(1) de Rialachán (AE) Uimh. 575/2013;

ciallaíonn “grúpa tríú tír” grúpa tríú tír a mbunaítear an máthairghnóthas i dtríú tír;

ciallaíonn “beartas inscne-neodrach um luach saothair” beartas luacha saothair atá bunaithe ar phá comhionann as obair chomhionann nó obair ar comhionann a luach a bheith ag dul d'oibrithe fireanna agus d'oibrithe baineanna;

ciallaíonn “institiúid mhór” institiúid mhór mar a shainmhínítear in Airteagal 4(1), pointe (146), de Rialachán (AE) Uimh. 575/2013;

ciallaíonn “íocaíocht phionósach thréimhsiúil” beart tréimhsiúil forfheidhmithe airgid arb é is aidhm dó deireadh a chur le sáruithe leanúnacha ar fhorálacha náisiúnta lena dtrasuitear an Treoir seo, sáruithe ar Rialachán (AE) Uimh. 575/2013 nó sáruithe ar chinntí arna ndéanamh ag údarás inniúil ar bhonn na bhforálacha sin nó an Rialacháin sin agus iallach a chur ar an duine nádúrtha nó dlítheanach na forálacha nó na cinntí sin a sáraíodh a chomhlíonadh arís;

ciallaíonn “riosca comhshaoil, sóisialta agus rialachais” nó “riosca CSR” riosca comhshaoil, sóisialta agus rialachais mar a shainmhínítear in Airteagal 4(1), pointe (52d), de Rialachán (AE) Uimh. 575/2013;

ciallaíonn “aeráidneodracht” an cuspóir foriomlán aeráidneodracht a bhaint amach faoi 2050 mar a leagtar amach in Airteagal 2(1) de Rialachán (AE) 2021/1119 ó Pharlaimint na hEorpa agus ón gComhairle ( 2 );

ciallaíonn “cripteashócmhainn” cripteashócmhainn mar a shainmhínítear in Airteagal 3(1), pointe (5), de Rialachán (AE) 2023/1114 ó Pharlaimint na hEorpa agus ón gComhairle ( 3 ) nach airgeadra digiteach bainc ceannais í.

cuideachtaí sealbhaíochta airgeadais agus cuideachtaí sealbhaíochta airgeadais mheasctha ar formheasadh iad i gcomhréir le hAirteagal 21a den Treoir seo;

institiúidí ainmnithe arna rialú ag máthairchuideachta shealbhaíochta airgeadais AE nó máthairchuideachta shealbhaíochta airgeadais mheasctha AE, máthairchuideachta shealbhaíochta airgeadais i mBallstát nó máthairchuideachta shealbhaíochta airgeadais mheasctha i mBallstát i gcás nach bhfuil an mháthairchuideachta ábhartha faoi réir a formheasa i gcomhréir le hAirteagal 21a(4) den Treoir seo; agus

cuideachtaí sealbhaíochta airgeadais, cuideachtaí sealbhaíochta airgeadais mheasctha nó institiúidí ainmnithe de bhun phointe (d) d'Airteagal 21a(6) den Treoir seo.