87. Institutions should have sound and well-defined processes in place which ensure sound …

Institutions should have sound and well-defined processes in place which ensure sound calibration by including all of the following in their calibration process:

• (a) quantitative calibration tests by rating grade or pool;
• (b) quantitative calibration tests on calibration segment level;
• (c) supplementary qualitative analyses such as expert judgements on the shape of the resulting obligor distribution, minimum obligor numbers per grade and avoidance of undue concentration in certain grades or pools.

1. Forbhreathnú

1.1 Tagairtí

1.2 Ceanglais aitheanta

1.3 Caighdeáin ghaolmhara

2. Ceanglais aitheanta

3. Caighdeáin ghaolmhara

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