+9.1 Governance, procedures and controls
---+9.1.1 General policy and procedures
------+179. A credit institution should have in place a written policy and procedures governing the …
------+180. The policy and procedures should cover the valuation of all immovable and movable property …
------+181. The policy and procedures should be approved by the management body and should be reviewed at …
---+9.1.2 Monitoring and controls
------+182. Credit institutions should monitor and review the valuations performed by internal or external …
------+183. Credit institutions should develop and implement a robust internal quality assurance policy …
------+184. In addition, the internal audit function should regularly review the consistency and quality …
---+9.1.3 Individual valuation of immovable property and use of indexation
------+185. Credit institutions should monitor the value of immovable property collateral on a frequent …
------+186. Indexation or similar methods may be used to monitor the value of a collateral and identify …
------+187. Indices used to carry out this indexation may be internal or external as long as they are: a) …
------+188. Valuations and revaluations of immovable property collateral should be performed on an …
------+189. Competent authorities should define a common threshold for the individual valuation and …
---+9.1.4 Appraisers
------+190. All valuations of immovable property, including updated valuations, should be performed by an …
------+191. For the purposes of external appraisals, credit institutions should establish a panel of …
------+192. Credit institutions should ensure that external appraisers on the panel have adequate and …
------+193. The credit institution should ensure that each qualified appraiser on the panel: a) is …
------+194. A panel of appraisers should contain expertise in various areas of the property sector …
------+195. In order to mitigate any conflict of interest sufficiently, credit institutions should ensure …
------+196. Credit institutions should ensure adequate rotation of appraisers, i.e. two sequential …

9.1 Governance, procedures and controls

9.1 Governance, procedures and controls

1. Forbhreathnú

,
9.1.1 General policy and procedures

9.1.1 General policy and procedures
9.1.2 Monitoring and controls

9.1.2 Monitoring and controls
9.1.3 Individual valuation of immovable property and use of indexation

9.1.3 Individual valuation of immovable property and use of indexation
9.1.4 Appraisers

9.1.4 Appraisers

1.1 Tagairtí

1.2 Ceanglais aitheanta

1.3 Caighdeáin ghaolmhara

2. Ceanglais aitheanta

Ceanglais

3. Caighdeáin ghaolmhara

Caighdeáin
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