108. In cases of foreign currency loans as defined in Article 4(28) of Directive 2014/17/EU …

In cases of foreign currency loans as defined in Article 4(28) of Directive 2014/17/EU, institutions and creditors should also factor into the assessment of the borrower’s capacity to meet the obligations potential negative scenarios of the exchange rate between the currency of the borrower’s income and the currency of the loan. Institutions and creditors should also take into account and assess any hedging strategies and actual hedges in place, including natural hedges, to mitigate foreign currency exchange risk.

1. Forbhreathnú

1.1 Tagairtí

1.2 Ceanglais aitheanta

1.3 Caighdeáin ghaolmhara

2. Ceanglais aitheanta

3. Caighdeáin ghaolmhara

• EBA - Published by the European Banking Authority at https://www.eba.europa.eu/