245. The credit risk monitoring framework should cover the following: a. the payment behaviour of …

The credit risk monitoring framework should cover the following:

• a. the payment behaviour of borrowers, including any deviations from the requirements of credit agreements, including late, missed or partial payments;
• b. credit risk associated with both the borrower and the transaction in relation to:
• i. individual credit exposures and loss given default, when applicable;
• ii. individual borrowers, including their exposure value, probability of default (PD) and credit rating, when applicable;
• iii. group of connected clients;
• iv. portfolio;
• c. credit risk per geographical location and economic sector of ultimate exposure, when applicable;
• d. impairments, reversals of impairments, write-offs and other decisions regarding value adjustments for a credit exposure.

1. Forbhreathnú

1.1 Tagairtí

1.2 Ceanglais aitheanta

1.3 Caighdeáin ghaolmhara

2. Ceanglais aitheanta

3. Caighdeáin ghaolmhara

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