+Article 21 5

Article 21 5

5.   For the purposes of the assessment referred to in paragraph 1, crowdfunding service providers shall also require prospective non-sophisticated investors to simulate their ability to bear loss, calculated as 10 % of their net worth, based on the following information:

(a)

regular income and total income, and whether the income is earned on a permanent or temporary basis;

(b)

assets, including financial investments and any cash deposits, but excluding personal and investment property and pension funds;

(c)

financial commitments, including regular, existing or future commitments.

1. Forbhreathnú

,

1.1 Tagairtí

1.2 Ceanglais aitheanta

1.3 Caighdeáin ghaolmhara

2. Ceanglais aitheanta

Ceanglais

3. Caighdeáin ghaolmhara

Caighdeáin