Article 185 3.

the definition of each benefit and each option;

the term of the contract;

the means of terminating the contract;

the means of payment of premiums and duration of payments;

the means of calculation and distribution of bonuses;

an indication of surrender and paid-up values and the extent to which they are guaranteed;

information on the premiums for each benefit, both main benefits and supplementary benefits, where appropriate;

for unit-linked policies, the definition of the units to which the benefits are linked;

an indication of the nature of the underlying assets for unit-linked policies;

arrangements for application of the cooling-off period;

general information on the tax arrangements applicable to the type of policy;

the arrangements for handling complaints concerning contracts by policy holders, lives assured or beneficiaries under contracts including, where appropriate, the existence of a complaints body, without prejudice to the right to take legal proceedings;

the law applicable to the contract where the parties do not have a free choice or, where the parties are free to choose the law applicable, the law the life insurance undertaking proposes to choose.