+25. pants 2.

25. pants 2.

Finanšu vienības, testējot savus IKT darbības nepārtrauktības plānus, kas minēti 1. punktā, novērtē, vai plāni spēj nodrošināt finanšu vienības kritiski svarīgo vai svarīgo funkciju nepārtrauktību. Testēšana:

a) 

tiek veikta, pamatojoties uz testa scenārijiem, kuros simulē potenciālus traucējumus, ietverot smagu, bet ticamu scenāriju pienācīgu kopumu;

b) 

attiecīgā gadījumā ietver trešo personu sniegto IKT pakalpojumu testēšanu;

c) 

attiecībā uz finanšu vienībām, kas nav mikrouzņēmumi, kā minēts Regulas (ES) 2022/2554 11. panta 6. punkta otrajā daļā, ietver scenārijus, kuros notiek pārslēgšanās no galvenās IKT infrastruktūras uz rezerves jaudu, rezerves kopijām un rezerves mehānismiem;

d) 

tiek plānota tā, lai atspēkotu pieņēmumus, uz kuriem balstīti uzņēmējdarbības nepārtrauktības plāni, tajā skaitā pārvaldības kārtība un krīzes saziņas plāni;

e) 

ietver procedūras, lai pārbaudītu finanšu vienību darbinieku, trešo personu, kas sniedz IKT pakalpojumus, IKT sistēmu un IKT pakalpojumu spēju pienācīgi reaģēt uz scenārijiem, kas pienācīgi ņemti vērā saskaņā ar 26. panta 2. punktu.

Šā punkta a) apakšpunkta nolūkos finanšu vienības testēšanā vienmēr iekļauj scenārijus, kas apsvērti uzņēmējdarbības nepārtrauktības plānu izstrādei.

Šā punkta b) apakšpunkta nolūkos finanšu vienības attiecīgā gadījumā pienācīgi ņem vērā scenārijus, kas saistīti ar trešo personu, kuras sniedz IKT pakalpojumus, maksātnespēju vai neveiksmēm vai ar politiskiem riskiem trešo personu, kas sniedz IKT pakalpojumus, jurisdikcijās.

Šā punkta c) apakšpunkta nolūkos testēšanā pārbauda, vai vismaz kritiski svarīgās vai svarīgās funkcijas var darboties pietiekamu laiku un vai var atjaunot normālu darbību.

1. Pārskats

,

1.1 Atsauces

1.2 Identificētās prasības

1.3 Saistītie standarti

2. Identificētās prasības

Prasības

3. Saistītie standarti

Standarti
NOREA Business Continuity Policy

Establish an ICT business continuity policy that enables the continuity of critical or important functions, ensures rapid response to incidents, facilitates the resumption of activities, deployment of containment measures, activation and deactivation of response and recovery procedures, estimation of impact, damage, and losses, and provides clear communication to relevant stakeholders. Regularly review the business continuity policy and make necessary adjustments to enhance effectiveness.

Refer to Articles 24.2-4 of the RTS RM for specific requirements for Central counterparties, Trading venues, and Central security depositories.
NOREA Crisis Management
Formulate and maintain a crisis management team tasked with overseeing and coordinating actions during a crisis or major disruption. Regularly review recovery/response plans. Make necessary adjustments to enhance effectiveness.
NOREA Record Keeping
Keep detailed records of activities conducted before, during, and after disruptions, including actions taken and outcomes. Maintain an estimation of aggregated annual costs and losses resulting from major disruptions. This information shall be reported to the regulator upon their request.
NOREA Business Impact analysis
Perform a comprehensive Business Impact Analysis (BIA) of exposures to severe business disruptions. The BIA should be done by means of quantitative and qualitative criteria, using internal and external data and scenario analysis, as appropriate. The BIA shall consider the criticality of identified and mapped business functions, support processes, third-party dependencies and information assets, and their interdependencies. Financial entities shall ensure that ICT assets and ICT services are designed and used in full alignment with the BIA, in particular with regard to adequately ensuring the redundancy of all critical components.
NOREA Response and Recovery

Establish comprehensive response and recovery plans encompassing short-term and long-term recovery options. These plans must thoroughly identify potential scenarios and shall duly take into account scenarios of cyber-attacks, switchovers, degradation of critical function provision, premises failure, breakdowns in ICT assets or communication infrastructure, staff unavailability, natural disasters and the impact of climate change, pandemic situations, physical attacks, insider threats, political or social instability, and power outages. Additionally, these plans must incorporate alternative options in cases where primary recovery measures are impractical in the short term due to factors such as cost, risks, logistics, or unforeseen circumstances. Address potential failures of key ICT third-party service providers into the plans.
NOREA Testing and Assessment

Regularly test ICT business continuity, response, and recovery plans, particularly in collaboration with third-party service providers supporting critical or important functions. Testing should  take into account the financial entity’s BIA and the ICT risk assessment and occur on a yearly basis and whenever there are significant changes to systems supporting critical or important functions. 
Tests must be based on realistic scenarios and encompass scenarios like cyber attacks, insolvency or failure of the third-party, backup restores, and switchover between primary and redundant processing sites. 
The testing shall verify whether at least critical or important functions can be operated appropriately, for a sufficient period of time and whether the normal functioning (of the business process) may be restored. Conduct testing of crisis communication plans to ensure effective communication strategies during a crisis or major disruption. Document test results and report any identified deficiencies resulting from the tests to the management body.

Refer to Articles 24.2-3 of the RTS RM for the specific requirements for Central counterparties and Central security depositories.