+Artikolu 18 8.

Artikolu 18 8.

Meta l-valutazzjoni tal-affidabbiltà kreditizja tinvolvi l-użu ta’ pproċessar awtomatizzat ta’ data personali, l-Istati Membri għandhom jiżguraw li l-konsumatur ikollu d-dritt li jitlob u jikseb mingħand il-kreditur intervent uman, li jikkonsisti fid-dritt li:

(a) 

jitlob u jikseb mill-kreditur spjegazzjoni ċara u komprensibbli tal-valutazzjoni tal-affidabbiltà kreditizja, inkluż dwar il-loġika u r-riskji involuti fl-ipproċessar awtomatizzat ta’ data personali kif ukoll is-sinifikat u l-effetti tiegħu fuq id-deċiżjoni;

(b) 

jesprimil-fiehma proprja tal-konsumatur mal-kreditur; u

(c) 

jitlob rieżami tal-valutazzjoni tal-affidabbiltà kreditizja u d-deċiżjoni dwar l-għoti tal-kreditu mill-kreditur.

L-Istati Membri għandhom jiżguraw li l-konsumatur ikun infurmat bid-dritt kif imsemmi fl-ewwel subparagrafu.

1. Ħarsa ġenerali

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1.1 Referenzi

1.2 Rekwiżiti identifikati

1.3 Standards relatati

2. Rekwiżiti identifikati

Rekwiżiti

3. Standards relatati

Standards
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