+Orientações (EBA/GL/2015/09)
---+Orientações da EBA relativas aos compromissos de pagamento no âmbito da Diretiva 2014/49/UE relativa aos sistemas de garantia de depósitos
------+Natureza das presentes Orientações
------+Requisitos de notificação
------+Título I - Objeto, âmbito de aplicação e definições
---------+1. Article 10(3), subparagraph 2, of Directive 2014/49/EU of the European Parliament and of the …
---------+2. These guidelines are addressed to: a) DGSs and designated authorities, as defined in point (1) …
---------+3. Nos termos do disposto no artigo 16.o, n.o 3, do Regulamento (UE) n.o 1093/2010, as autoridades …
---------+4. Resolution authorities should inform designated authorities that when exercising their powers in …
---------+5. For the purpose of these guidelines the following definitions apply: i. ‘payment commitments’ …
------+Título II - Orientações relativas aos compromissos de pagamento
------+Parte 1 – Considerações gerais
---------+6. Directive 2014/49/EU aims to ‘harmonise the methods of financing of DGSs’ , via a mix of ex-ante …
---------+7. Pursuant to Article 10(3) of Directive 2014/49/EU, the available financial means to be taken …
---------+8. This provision implies an obligation for Member States to provide the designated authorities or …
---------+9. Designated authorities should verify that Payment Commitment Arrangements and Financial …
------+Parte 2 – O acordo de compromisso de pagamento
---------+10. The admissibility of payment commitments should be conditional upon the conclusion of …
---------+11. The Payment Commitment Arrangement should at least include the following elements: a) the …
---------+12. These guidelines are without prejudice to the possibility that, in accordance with national …
------+Parte 3 – O acordo de garantia financeira
---------+13. In order to safeguard the DGS’s creditor position, a Financial Collateral Arrangement should …
------+Parte 4 – Prestação da garantia ao SGD
---------+14. Under the financial collateral arrangement, the DGS should ensure that the credit institution …
---------+15. Such delivery by the credit institution to the DGS should be fulfilled by means of crediting …
------+Parte 5 – Critérios para verificar que a garantia está livre de direitos de terceiros
---------+16. Point (13) of Article 2(1) of Directive 2014/49/EU provides that the collateral must be …
---------+17. The assets provided under a financial collateral arrangement must be legally realisable without …
---------+18. For that purpose, the financial collateral arrangement should provide that credit institutions …
------+Parte 6 – Critérios de elegibilidade e gestão de garantias
---------+19. Pursuant to Directive 2014/49/EU, DGSs should only accept low-risk assets as collateral to …
---------+20. DGSs or designated authorities should also provide exposure limits, ensuring that for each …
---------+21. DGSs should limit their exposure to debt, whether public or private, the value of which is …
---------+22. In addition, DGSs and designated authorities should address in an adequate manner the …
---------+23. The management of collateral may be performed by the DGS itself, or by a third party as part of …
------+Parte 7 – Margem de avaliação (« haircut »)
---------+24. DGSs or designated authorities should always apply a haircut to the value of the low-risk …
---------+25. DGSs or designated authorities should ensure that the haircut reflects the credit, market and …
---------+26. The application of haircuts should also be based on a quantification of expected losses and the …
---------+27. While a variety of haircutting schedules and methodologies are possible, the haircut schedule …
---------+28. DGSs or designated authorities should ensure that the value of the low-risk assets is …
---------+29. Furthermore, the haircut-adjusted market value of the low-risk assets provided as collateral …
---------+30. In any event, DGSs or designated authorities are not precluded from imposing on member …
------+Parte 8 – Tratamento prudencial
---------+31. The prudential treatment of payment commitments should aim to ensure there is a level playing …
---------+32. Where the accounting treatment results in the payment commitment being fully reflected on the …
---------+33. Where, in contrast, the accounting treatment results in the payment commitment and the …
------+Título III - Disposições finais e aplicação
------+Data de aplicação
---------+34. DGSs and designated authorities should implement these guidelines by incorporating them in …
 English - European Union - Financial Industry -

Orientações (EBA/GL/2015/09)

Orientações (EBA/GL/2015/09)

https://www.eba.europa.eu/activities/single-rulebook/regulatory-activities/depositor-protection/guidelines-payment-commitments – PDF

1. Visão geral

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Orientações da EBA relativas aos compromissos de pagamento no âmbito da Diretiva 2014/49/UE relativa aos sistemas de garantia de depósitos

Orientações da EBA relativas aos compromissos de pagamento no âmbito da Diretiva 2014/49/UE relativa aos sistemas de garantia de depósitos

1.1 Referências

1.2 Requisitos identificados

1.3 Normas relacionadas

2. Requisitos identificados

Requisitos

3. Normas relacionadas

Normas

Pedidos ligados

Ligações
is related to Imported: Guidelines on payment commitments (2015-12-31-438d88313f-3dad)
is related to Assignments added: Guidelines on payment commitments (2015-12-31-438d88313f-3dad) – 6 links
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