+▼M6 DIRECTIVE 2013/36/EU OF THE EUROPEAN PARLIAMENT AND OF THE COUNCIL of 26 June 2013 on access to the activity of credit institutions and the prudential supervision of credit institutions, amending Directive 2002/87/EC and repealing Directives 2006/48/EC and 2006/49/EC ▼B (Text with EEA relevance)
---+TITLE I SUBJECT MATTER, SCOPE AND DEFINITIONS
------+Article 1 Subject matter
------+Article 2 Scope
---------+Article 2 1.
---------+Article 2 4.
---------+Article 2 5.
---------+Article 2 6.
------+Article 3 Definitions
---------+Article 3 1.
---------+Article 3 2.
---------+Article 3 3.
---+TITLE II COMPETENT AUTHORITIES
------+Article 4 Designation and powers of the competent authorities
---------+Article 4 1.
---------+Article 4 2.
---------+Article 4 3.
---------+Article 4 4.
---------+Article 4 5.
---------+Article 4 6.
---------+Article 4 7.
---------+Article 4 8.
------+Article 4a Supervisory independence of competent authorities
---------+Article 4a 1.
---------+Article 4a 2.
---------+Article 4a 3.
---------+Article 4a 4.
---------+Article 4a 5.
---------+Article 4a 6.
---------+Article 4a 7.
---------+Article 4a 8.
---------+Article 4a 9.
------+Article 5 Coordination within Member States
------+Article 6 Cooperation within the European System of Financial Supervision
------+Article 7 Union dimension of supervision
---+TITLE III REQUIREMENTS FOR ACCESS TO THE ACTIVITY OF CREDIT INSTITUTIONS
------+CHAPTER 1 General requirements for access to the activity of credit institutions
---------+Article 8 Authorisation
------------+Article 8 1.
------------+Article 8 2.
------------+Article 8 3.
------------+Article 8 4.
------------+Article 8 5.
---------+Article 8a Specific requirements for authorisation of credit institutions referred to in point (1)(b) of Article 4(1) of Regulation (EU) No 575/2013
------------+Article 8a 1.
------------+Article 8a 2.
------------+Article 8a 3.
------------+Article 8a 3a.
------------+Article 8a 4.
------------+Article 8a 5.
------------+Article 8a 6.
------------+Article 8a 7.
------------+Article 8a 8.
---------+Article 9 Prohibition against persons or undertakings other than credit institutions from carrying out the business of taking deposits or other repayable funds from the public
------------+Article 9 1.
------------+Article 9 2.
------------+Article 9 3.
------------+Article 9 4.
---------+Article 10 Programme of operations, structural organisation and governance arrangements
------------+Article 10 1.
------------+Article 10 2.
---------+Article 11 Economic needs
---------+Article 12 Initial capital
------------+Article 12 1.
------------+Article 12 2.
------------+Article 12 3.
------------+Article 12 4.
---------+Article 13 Effective direction of the business and place of the head office
------------+Article 13 1.
------------+Article 13 2.
---------+Article 14 Shareholders and members
------------+Article 14 1.
------------+Article 14 2.
------------+Article 14 3.
---------+Article 15 Refusal of authorisation
---------+Article 16 Prior consultation of the competent authorities of other Member States
------------+Article 16 1.
------------+Article 16 2.
------------+Article 16 3.
---------+Article 17 Branches of credit institutions authorised in another Member State
---------+Article 18 Withdrawal of authorisation
---------+Article 19 Name of credit institutions
---------+Article 20 Notification of authorisation and withdrawal of authorisation
------------+Article 20 1.
------------+Article 20 2.
------------+Article 20 3.
------------+Article 20 3a.
------------+Article 20 4.
------------+Article 20 5.
---------+Article 21 Waiver for credit institutions permanently affiliated to a central body
------------+Article 21 1.
------------+Article 21 2.
---------+Article 21a Approval of financial holding companies and mixed financial holding companies
------------+Article 21a 1.
------------+Article 21a 2.
------------+Article 21a 3.
------------+Article 21a 4.
------------+Article 21a 4a.
------------+Article 21a 5.
------------+Article 21a 6.
------------+Article 21a 7.
------------+Article 21a 8.
------------+Article 21a 9.
------------+Article 21a 10.
---------+Article 21b Intermediate EU parent undertaking
------------+Article 21b 1.
------------+Article 21b 2.
------------+Article 21b 3.
------------+Article 21b 4.
------------+Article 21b 5.
------------+Article 21b 6.
------------+Article 21b 6a.
------------+Article 21b 7.
------------+Article 21b 8.
------------+Article 21b 9.
------------+Article 21b 10.
---------+Article 21c Requirement to establish a branch for the provision of banking services by third-country undertakings
------+CHAPTER 2 Qualifying holding in a credit institution
---------+Article 22 Notification and assessment of proposed acquisitions
------------+Article 22 1.
------------+Article 22 2.
------------+Article 22 3.
------------+Article 22 4.
------------+Article 22 5.
------------+Article 22 6.
------------+Article 22 7.
------------+Article 22 8.
------------+Article 22 9.
---------+Article 23 Assessment criteria
------------+Article 23 1.
------------+Article 23 2.
------------+Article 23 3.
------------+Article 23 4.
------------+Article 23 5.
------------+Article 23 6.
---------+Article 24 Cooperation between competent authorities
------------+Article 24 1.
------------+Article 24 2.
---------+Article 25 Notification in the case of a divestiture
---------+Article 26 Information obligations and penalties
------------+Article 26 1.
------------+Article 26 2.
---------+Article 27 Criteria for qualifying holdings
------+CHAPTER 3 ACQUISITION OR DIVESTITURE OF A MATERIAL HOLDING
---------+Article 27a Notification and assessment of the acquisition
------------+Article 27a 1.
------------+Article 27a 2.
------------+Article 27a 3.
------------+Article 27a 4.
------------+Article 27a 5.
------------+Article 27a 6.
------------+Article 27a 7.
------------+Article 27a 8.
------------+Article 27a 9.
------------+Article 27a 10.
------------+Article 27a 11.
------------+Article 27a 12.
------------+Article 27a 13.
------------+Article 27a 14.
------------+Article 27a 15.
---------+Article 27b Assessment criteria
------------+Article 27b 1.
------------+Article 27b 2.
------------+Article 27b 3.
------------+Article 27b 4.
------------+Article 27b 5.
------------+Article 27b 6.
------------+Article 27b 7.
---------+Article 27c Cooperation between competent authorities
------------+Article 27c 1.
------------+Article 27c 2.
------------+Article 27c 3.
------------+Article 27c 4.
------------+Article 27c 5.
---------+Article 27d Notification of divestiture
---------+Article 27e Information obligations and penalties
------+CHAPTER 4 MATERIAL TRANSFERS OF ASSETS AND LIABILITIES
---------+Article 27f Notification of material transfers of assets and liabilities
------------+Article 27f 1.
------------+Article 27f 2.
------------+Article 27f 3.
---------+Article 27g Information obligations and penalties
------+CHAPTER 5 MERGERS AND DIVISIONS
---------+Article 27h Scope and definitions
---------+Article 27i Notification and assessment of the merger or division
------------+Article 27i 1.
------------+Article 27i 2.
------------+Article 27i 3.
------------+Article 27i 4.
------------+Article 27i 5.
------------+Article 27i 6.
------------+Article 27i 7.
------------+Article 27i 8.
------------+Article 27i 9.
------------+Article 27i 10.
---------+Article 27j Assessment criteria
------------+Article 27j 1.
------------+Article 27j 2.
------------+Article 27j 3.
------------+Article 27j 4.
------------+Article 27j 5.
---------+Article 27k Cooperation between competent authorities
------------+Article 27k 1.
------------+Article 27k 2.
------------+Article 27k 3.
---------+Article 27l Information obligations and penalties
---+TITLE V PROVISIONS CONCERNING THE FREEDOM OF ESTABLISHMENT AND THE FREEDOM TO PROVIDE SERVICES
------+CHAPTER 1 General Principles
---------+Article 33 Credit institutions
---------+Article 34 Financial institutions
------------+Article 34 1.
------------+Article 34 2.
------------+Article 34 3.
------+CHAPTER 2 The right of establishment of credit institutions
---------+Article 35 Notification requirement and interaction between competent authorities
------------+Article 35 1.
------------+Article 35 2.
------------+Article 35 3.
------------+Article 35 4.
------------+Article 35 5.
------------+Article 35 6.
------------+Article 35 7.
---------+Article 36 Commencement of activities
------------+Article 36 1.
------------+Article 36 2.
------------+Article 36 3.
------------+Article 36 4.
------------+Article 36 5.
------------+Article 36 6.
------------+Article 36 7.
---------+Article 37 Information about refusals
---------+Article 38 Aggregation of branches
------+CHAPTER 3 Exercise of the freedom to provide services
---------+Article 39 Notification procedure
------------+Article 39 1.
------------+Article 39 2.
------------+Article 39 3.
------------+Article 39 4.
------------+Article 39 5.
------------+Article 39 6.
------+CHAPTER 4 Powers of the competent authorities of the host Member State
---------+Article 40 Reporting requirements
---------+Article 41 Measures taken by the competent authorities of the home Member State in relation to activities carried out in the host Member State
------------+Article 41 1.
------------+Article 41 2.
---------+Article 42 Reasons and communication
---------+Article 43 Precautionary measures
------------+Article 43 1.
------------+Article 43 2.
------------+Article 43 3.
------------+Article 43 4.
------------+Article 43 5.
---------+Article 44 Powers of host Member States
---------+Article 45 Measures following withdrawal of authorisation
---------+Article 46 Advertising
---+TITLE VI RELATIONS WITH THIRD COUNTRIES
------+Article 47 Notification in relation to third-country branches and conditions of access for credit institutions with such branches
---------+Article 47 1.
---------+Article 47 1a.
---------+Article 47 2.
---------+Article 47 2a.
---------+Article 47 3.
------+Article 48 Cooperation with supervisory authorities of third countries regarding supervision on a consolidated basis
---------+Article 48 1.
---------+Article 48 2.
---------+Article 48 3.
---------+Article 48 4.
------+Article 48k Regulatory and financial information on third-country branches and on the head undertaking
---------+Article 48k 1.
---------+Article 48k 2.
---------+Article 48k 3.
------+Article 48l Standard forms and templates and frequency of reporting
---------+Article 48l 1.
---------+Article 48l 2.
---------+Article 48l 3.
---+TITLE VII PRUDENTIAL SUPERVISION
------+CHAPTER 1 Principles of prudential supervision
---------+Section I Competence and duties of home and host Member States
------------+Article 49 Competence of the competent authorities of the home and host Member States
---------------+Article 49 1.
---------------+Article 49 2.
---------------+Article 49 3.
------------+Article 50 Collaboration concerning supervision
---------------+Article 50 1.
---------------+Article 50 2.
---------------+Article 50 3.
---------------+Article 50 4.
---------------+Article 50 5.
---------------+Article 50 6.
---------------+Article 50 7.
---------------+Article 50 8.
------------+Article 51 Significant branches
---------------+Article 51 1.
---------------+Article 51 2.
---------------+Article 51 3.
---------------+Article 51 4.
---------------+Article 51 5.
---------------+Article 51 6.
------------+Article 52 On-the-spot checking and inspection of branches established in another Member State
---------------+Article 52 1.
---------------+Article 52 2.
---------------+Article 52 3.
---------------+Article 52 4.
---------+Section II Exchange of information and professional secrecy
------------+Article 53 Professional secrecy
---------------+Article 53 1.
---------------+Article 53 2.
---------------+Article 53 3.
------------+Article 54 Use of confidential information
------------+Article 54a
------------+Article 55 Cooperation agreements
------------+Article 56 Exchange of information between authorities
------------+Article 57 Exchange of information with oversight bodies
---------------+Article 57 1.
---------------+Article 57 2.
---------------+Article 57 3.
---------------+Article 57 4.
---------------+Article 57 5.
---------------+Article 57 6.
------------+Article 58 Transmission of information concerning monetary, deposit protection, systemic and payment aspects
---------------+Article 58 1.
---------------+Article 58 2.
---------------+Article 58 3.
---------------+Article 58 4.
------------+Article 58a Transmission of information to international bodies
---------------+Article 58a 1.
---------------+Article 58a 2.
---------------+Article 58a 3.
---------------+Article 58a 4.
------------+Article 59 Transmission of information to other entities
---------------+Article 59 1.
---------------+Article 59 2.
------------+Article 60 Disclosure of information obtained by on-the-spot checks and inspections
------------+Article 61 Disclosure of information concerning clearing and settlement services
---------------+Article 61 1.
---------------+Article 61 2.
------------+Article 62 Processing of personal data
---------+Section III Duty of persons responsible for the legal control of annual and consolidated accounts
------------+Article 63 Duty of persons responsible for the legal control of annual and consolidated accounts
---------------+Article 63 1.
---------------+Article 63 2.
---------+Section IV Supervisory powers, powers to impose penalties and right of appeal
------------+Article 64 Supervisory powers and powers to impose penalties
---------------+Article 64 1.
---------------+Article 64 2.
---------------+Article 64 3.
------------+Article 65 Administrative penalties, periodic penalty payments and other administrative measures
---------------+Article 65 1.
---------------+Article 65 2.
---------------+Article 65 3.
---------------+Article 65 4.
---------------+Article 65 5.
------------+Article 66 Administrative penalties, periodic penalty payments and other administrative measures for breaches of authorisation requirements and requirements for acquisitions or divestiture of material holdings, material transfers of assets and liabilities, mergers or divisions
---------------+Article 66 1.
---------------+Article 66 2.
---------------+Article 66 3.
---------------+Article 66 4.
------------+Article 67 Other provisions
---------------+Article 67 1.
---------------+Article 67 2.
---------------+Article 67 3.
---------------+Article 67 4.
------------+Article 68 Publication of administrative penalties
---------------+Article 68 1.
---------------+Article 68 2.
---------------+Article 68 3.
---------------+Article 68 4.
------------+Article 69 Exchange of information on penalties and maintenance of a central database by EBA
---------------+Article 69 1.
---------------+Article 69 2.
---------------+Article 69 3.
---------------+Article 69 4.
------------+Article 70 Effective application of administrative penalties and other administrative measures, and exercise of powers to impose penalties by competent authorities
---------------+Article 70 1.
---------------+Article 70 2.
---------------+Article 70 3.
---------------+Article 70 4.
---------------+Article 70 5.
------------+Article 71 Reporting of breaches
---------------+Article 71 1.
---------------+Article 71 2.
---------------+Article 71 3.
------------+Article 72 Right of appeal
------+CHAPTER 2 Review Processes
---------+Section I Internal capital adequacy assessment process
------------+Article 73 Internal Capital
---------+Section II Arrangements, processes and mechanisms of institutions
------------+Sub-Section 1 General principles
---------------+Article 74 Internal governance and recovery and resolution plans
------------------+Article 74 1.
------------------+Article 74 2.
------------------+Article 74 3.
---------------+Article 75 Oversight of remuneration policies
------------------+Article 75 1.
------------------+Article 75 2.
------------------+Article 75 3.
------------+Sub-Section 2 Technical criteria concerning the organisation and treatment of risks
---------------+Article 76 Treatment of risks
------------------+Article 76 1.
------------------+Article 76 2.
------------------+Article 76 3.
------------------+Article 76 4.
------------------+Article 76 5.
------------------+Article 76 6.
---------------+Article 77 Internal Approaches for calculating own funds requirements
------------------+Article 77 1.
------------------+Article 77 2.
------------------+Article 77 3.
------------------+Article 77 4.
---------------+Article 78 Supervisory benchmarking of approaches for calculating own funds requirements
------------------+Article 78 1.
------------------+Article 78 2.
------------------+Article 78 3.
------------------+Article 78 4.
------------------+Article 78 5.
------------------+Article 78 6.
------------------+Article 78 7.
------------------+Article 78 8.
------------------+Article 78 9.
---------------+Article 79 Credit and counterparty risk
---------------+Article 80 Residual risk
---------------+Article 81 Concentration risk
---------------+Article 82 Securitisation risk
------------------+Article 82 1.
------------------+Article 82 2.
---------------+Article 83 Market risk
------------------+Article 83 1.
------------------+Article 83 2.
------------------+Article 83 3.
------------------+Article 83 4.
---------------+Article 84 Interest risk arising from non-trading book activities
------------------+Article 84 1.
------------------+Article 84 2.
------------------+Article 84 3.
------------------+Article 84 4.
------------------+Article 84 5.
------------------+Article 84 6.
---------------+Article 85 Operational risk
------------------+Article 85 1.
------------------+Article 85 2.
---------------+Article 86 Liquidity risk
------------------+Article 86 1.
------------------+Article 86 2.
------------------+Article 86 3.
------------------+Article 86 4.
------------------+Article 86 5.
------------------+Article 86 6.
------------------+Article 86 7.
------------------+Article 86 8.
------------------+Article 86 9.
------------------+Article 86 10.
------------------+Article 86 11.
---------------+Article 87 Risk of excessive leverage
------------------+Article 87 1.
------------------+Article 87 2.
---------------+Article 87a Environmental, social and governance risks
------------------+Article 87a 1.
------------------+Article 87a 2.
------------------+Article 87a 3.
------------------+Article 87a 4.
------------------+Article 87a 5.
------------+Sub-Section 3 Governance
---------------+Article 88 Governance arrangements
------------------+Article 88 1.
------------------+Article 88 2.
------------------+Article 88 3.
---------------+Article 89 Country-by-country reporting
------------------+Article 89 1.
------------------+Article 89 2.
------------------+Article 89 3.
------------------+Article 89 4.
------------------+Article 89 5.
------------------+Article 89 6.
---------------+Article 90 Public disclosure of return on assets
---------------+Article 91 Management body and suitability assessment
------------------+Article 91 1.
------------------+Article 91 1a.
------------------+Article 91 1b.
------------------+Article 91 1c.
------------------+Article 91 1d.
------------------+Article 91 1e.
------------------+Article 91 1f.
------------------+Article 91 1g.
------------------+Article 91 1h.
------------------+Article 91 1i.
------------------+Article 91 1j.
------------------+Article 91 2.
------------------+Article 91 2a.
------------------+Article 91 2b.
------------------+Article 91 3.
------------------+Article 91 4.
------------------+Article 91 5.
------------------+Article 91 6.
------------------+Article 91 7.
------------------+Article 91 8.
------------------+Article 91 9.
------------------+Article 91 10.
------------------+Article 91 11.
------------------+Article 91 12.
------------------+Article 91 13.
------------------+Article 91 14.
---------------+Article 91a Key function holders and suitability assessment
------------------+Article 91a 1.
------------------+Article 91a 2.
------------------+Article 91a 3.
------------------+Article 91a 4.
------------------+Article 91a 5.
------------------+Article 91a 6.
------------------+Article 91a 7.
------------------+Article 91a 8.
---------------+Article 92 Remuneration policies
------------------+Article 92 2.
------------------+Article 92 3.
---------------+Article 93 Institutions that benefit from government intervention
---------------+Article 94 Variable elements of remuneration
------------------+Article 94 1.
------------------+Article 94 2.
------------------+Article 94 3.
------------------+Article 94 4.
------------------+Article 94 5.
------------------+Article 94 6.
------------------+Article 94 7.
---------------+Article 95 Remuneration Committee
------------------+Article 95 1.
------------------+Article 95 2.
---------------+Article 96 Maintenance of a website on corporate governance and remuneration
---------+Section III Supervisory review and evaluation process
------------+Article 97 Supervisory review and evaluation
---------------+Article 97 1.
---------------+Article 97 2.
---------------+Article 97 3.
---------------+Article 97 4.
---------------+Article 97 4a.
---------------+Article 97 5.
---------------+Article 97 6.
------------+Article 98 Technical criteria for the supervisory review and evaluation
---------------+Article 98 1.
---------------+Article 98 2.
---------------+Article 98 3.
---------------+Article 98 4.
---------------+Article 98 5.
---------------+Article 98 5a.
---------------+Article 98 6.
---------------+Article 98 7.
---------------+Article 98 8.
---------------+Article 98 9.
---------------+Article 98 10.
------------+Article 99 Supervisory examination programme
---------------+Article 99 1.
---------------+Article 99 2.
---------------+Article 99 3.
---------------+Article 99 4.
------------+Article 100 Supervisory stress testing
---------------+Article 100 1.
---------------+Article 100 2.
---------------+Article 100 3.
---------------+Article 100 4.
---------------+Article 100 5.
------------+Article 101 Ongoing review of the permission to use internal approaches
---------------+Article 101 1.
---------------+Article 101 2.
---------------+Article 101 3.
---------------+Article 101 4.
---------------+Article 101 5.
---------+Section IV Supervisory measures and powers
------------+Article 102 Supervisory measures
---------------+Article 102 1.
---------------+Article 102 2.
------------+Article 104 Supervisory powers
---------------+Article 104 1.
---------------+Article 104 2.
---------------+Article 104 4.
------------+Article 104a Additional own funds requirement
---------------+Article 104a 1.
---------------+Article 104a 2.
---------------+Article 104a 3.
---------------+Article 104a 4.
---------------+Article 104a 5.
---------------+Article 104a 6.
---------------+Article 104a 7.
---------------+Article 104a 8.
------------+Article 104b Guidance on additional own funds
---------------+Article 104b 1.
---------------+Article 104b 2.
---------------+Article 104b 3.
---------------+Article 104b 4.
---------------+Article 104b 4a.
---------------+Article 104b 5.
---------------+Article 104b 6.
------------+Article 104c Cooperation with resolution authorities
------------+Article 105 Specific liquidity requirements
------------+Article 106 Specific publication requirements
---------------+Article 106 1.
---------------+Article 106 2.
------------+Article 107 Consistency of supervisory reviews, evaluations and supervisory measures
---------------+Article 107 1.
---------------+Article 107 2.
---------------+Article 107 3.
---------+Section V Level of application
------------+Article 108 Internal capital adequacy assessment process
---------------+Article 108 1.
---------------+Article 108 2.
---------------+Article 108 4.
------------+Article 109 Institutions’ arrangements, processes and mechanisms
---------------+Article 109 1.
---------------+Article 109 2.
---------------+Article 109 3.
---------------+Article 109 4.
---------------+Article 109 5.
---------------+Article 109 6.
------------+Article 110 Review and evaluation and supervisory measures
------+CHAPTER 3 Supervision on a consolidated basis
---------+SECTION I Application of this Chapter to investment firm groups
------------+Article 110a Scope of application to investment firm groups
---------+Section I Principles for conducting supervision on a consolidated basis
------------+Article 111 Determination of the consolidating supervisor
---------------+Article 111 1.
---------------+Article 111 2.
---------------+Article 111 3.
---------------+Article 111 4.
---------------+Article 111 5.
---------------+Article 111 6.
---------------+Article 111 7.
------------+Article 112 Coordination of supervisory activities by the consolidating supervisor
---------------+Article 112 1.
---------------+Article 112 2.
---------------+Article 112 3.
------------+Article 113 Joint decisions on institution-specific prudential requirements
---------------+Article 113 1.
---------------+Article 113 2.
---------------+Article 113 3.
---------------+Article 113 4.
---------------+Article 113 5.
------------+Article 114 Information requirements in emergency situations
---------------+Article 114 1.
---------------+Article 114 2.
------------+Article 115 Coordination and cooperation arrangements
---------------+Article 115 1.
---------------+Article 115 2.
---------------+Article 115 3.
------------+Article 116 Colleges of supervisors
---------------+Article 116 1.
---------------+Article 116 1a.
---------------+Article 116 2.
---------------+Article 116 3.
---------------+Article 116 4.
---------------+Article 116 5.
---------------+Article 116 6.
---------------+Article 116 7.
---------------+Article 116 8.
---------------+Article 116 9.
------------+Article 116a Accessibility of information on the European single access point
------------+Article 117 Cooperation obligations
---------------+Article 117 1.
---------------+Article 117 2.
---------------+Article 117 3.
---------------+Article 117 4.
---------------+Article 117 5.
---------------+Article 117 6.
------------+Article 118 Checking information concerning entities in other Member States
---------+Section II Financial holding companies, mixed financial holding companies and mixed-activity holding companies
------------+Article 119 Inclusion of holding companies in consolidated supervision
---------------+Article 119 1.
---------------+Article 119 2.
---------------+Article 119 3.
------------+Article 120 Supervision of mixed financial holding companies
---------------+Article 120 1.
---------------+Article 120 2.
---------------+Article 120 3.
---------------+Article 120 4.
------------+Article 121 Qualification of members of the management body
------------+Article 122 Requests for information and inspections
---------------+Article 122 1.
---------------+Article 122 2.
------------+Article 123 Supervision
---------------+Article 123 1.
---------------+Article 123 2.
------------+Article 124 Exchange of information
---------------+Article 124 1.
---------------+Article 124 2.
---------------+Article 124 3.
------------+Article 125 Cooperation
---------------+Article 125 1.
---------------+Article 125 2.
---------------+Article 125 3.
------------+Article 126 Penalties
------------+Article 127 Assessment of equivalence of third countries’ consolidated supervision
---------------+Article 127 1.
---------------+Article 127 2.
---------------+Article 127 3.
------+CHAPTER 4 Capital Buffers
---------+Section I Buffers
------------+Article 128 Definitions
------------+Article 129 Requirement to maintain a capital conservation buffer
---------------+Article 129 1.
---------------+Article 129 5.
------------+Article 130 Requirement to maintain an institution-specific countercyclical capital buffer
---------------+Article 130 1.
---------------+Article 130 5.
------------+Article 131 Global and other systemically important institutions
---------------+Article 131 1.
---------------+Article 131 2.
---------------+Article 131 2a.
---------------+Article 131 3.
---------------+Article 131 4.
---------------+Article 131 5.
---------------+Article 131 5a.
---------------+Article 131 6.
---------------+Article 131 7.
---------------+Article 131 8.
---------------+Article 131 9.
---------------+Article 131 10.
---------------+Article 131 12.
---------------+Article 131 14.
---------------+Article 131 15.
---------------+Article 131 18.
------------+Article 133 Requirement to maintain a systemic risk buffer
---------------+Article 133 1.
---------------+Article 133 2.
---------------+Article 133 3.
---------------+Article 133 4.
---------------+Article 133 5.
---------------+Article 133 6.
---------------+Article 133 7.
---------------+Article 133 8.
---------------+Article 133 9.
---------------+Article 133 10.
---------------+Article 133 11.
---------------+Article 133 12.
---------------+Article 133 13.
---------------+Article 133 14.
---------------+Article 133 15.
------------+Article 134 Recognition of a systemic risk buffer rate
---------------+Article 134 1.
---------------+Article 134 2.
---------------+Article 134 3.
---------------+Article 134 4.
---------------+Article 134 5.
---------+Section II Setting and calculating countercyclical capital buffers
------------+Article 135 ESRB guidance on setting countercyclical buffer rates
---------------+Article 135 1.
---------------+Article 135 2.
---------------+Article 135 3.
------------+Article 136 Setting countercyclical buffer rates
---------------+Article 136 1.
---------------+Article 136 2.
---------------+Article 136 3.
---------------+Article 136 4.
---------------+Article 136 5.
---------------+Article 136 6.
---------------+Article 136 7.
------------+Article 137 Recognition of countercyclical buffer rates in excess of 2,5 %
---------------+Article 137 1.
---------------+Article 137 2.
------------+Article 138 ESRB recommendation on third country countercyclical buffer rates
------------+Article 139 Decision by designated authorities on third country countercyclical buffer rates
---------------+Article 139 1.
---------------+Article 139 2.
---------------+Article 139 3.
---------------+Article 139 4.
---------------+Article 139 5.
------------+Article 140 Calculation of institution-specific countercyclical capital buffer rates
---------------+Article 140 1.
---------------+Article 140 2.
---------------+Article 140 3.
---------------+Article 140 4.
---------------+Article 140 5.
---------------+Article 140 6.
---------------+Article 140 7.
---------+Section III Capital conservation measures
------------+Article 141 Restrictions on distributions
---------------+Article 141 1.
---------------+Article 141 2.
---------------+Article 141 3.
---------------+Article 141 4.
---------------+Article 141 5.
---------------+Article 141 6.
---------------+Article 141 7.
---------------+Article 141 8.
---------------+Article 141 9.
---------------+Article 141 10.
------------+Article 141a Failure to meet the combined buffer requirement
------------+Article 141b Restriction on distributions in case of failure to meet the leverage ratio buffer requirement
---------------+Article 141b 1.
---------------+Article 141b 2.
---------------+Article 141b 3.
---------------+Article 141b 4.
---------------+Article 141b 5.
---------------+Article 141b 6.
---------------+Article 141b 7.
---------------+Article 141b 8.
---------------+Article 141b 9.
---------------+Article 141b 10.
------------+Article 141c Failure to meet the leverage ratio buffer requirement
------------+Article 142 Capital Conservation Plan
---------------+Article 142 1.
---------------+Article 142 2.
---------------+Article 142 3.
---------------+Article 142 4.
---+TITLE VIII DISCLOSURE BY COMPETENT AUTHORITIES
------+Article 143 General disclosure requirements
---------+Article 143 1.
---------+Article 143 2.
---------+Article 143 3.
------+Article 144 Specific disclosure requirements
---------+Article 144 1.
---------+Article 144 2.
---------+Article 144 3.
---+TITLE IX DELEGATED AND IMPLEMENTING ACTS
------+Article 145 Delegated Acts
------+Article 146 Implementing acts
------+Article 147 European Banking Committee
---------+Article 147 1.
---------+Article 147 2.
------+Article 148 Exercise of the delegation
---------+Article 148 1.
---------+Article 148 2.
---------+Article 148 3.
---------+Article 148 4.
---------+Article 148 5.
------+Article 149 Objections to regulatory technical standards
---+TITLE X AMENDMENTS OF DIRECTIVE 2002/87/EC
------+Article 150 Amendments of Directive 2002/87/EC
---+TITLE XI TRANSITIONAL AND FINAL PROVISIONS
------+CHAPTER 1 Transitional provisions on the supervision of institutions exercising the freedom of establishment and the freedom to provide services
---------+Article 151 Scope
------------+Article 151 1.
------------+Article 151 2.
---------+Article 152 Reporting requirements
---------+Article 153 Measures taken by the competent authorities of the home Member State in relation to activities carried out in the host Member State
------------+Article 153 1.
------------+Article 153 2.
------------+Article 153 3.
------------+Article 153 4.
---------+Article 154 Precautionary measures
---------+Article 155 Responsibility
------------+Article 155 1.
------------+Article 155 2.
------------+Article 155 3.
---------+Article 156 Liquidity supervision
---------+Article 157 Collaboration concerning supervision
---------+Article 158 Significant branches
------------+Article 158 1.
------------+Article 158 2.
------------+Article 158 3.
------------+Article 158 4.
------------+Article 158 ►C25.
------------+Article 158 6.
------------+Article 158 7.
---------+Article 159 On-the-spot checks
------------+Article 159 1.
------------+Article 159 2.
------------+Article 159 3.
------+CHAPTER 1A Transitional provisions on financial holding companies and mixed financial holding companies
---------+Article 159a Transitional provisions on approval of financial holding companies and mixed financial holding companies
------+CHAPTER 2 Transitional provisions for capital buffers
---------+Article 160 Transitional provisions for capital buffers
------------+Article 160 1.
------------+Article 160 2.
------------+Article 160 3.
------------+Article 160 4.
------------+Article 160 5.
------------+Article 160 6.
------------+Article 160 7.
------+CHAPTER 3 Final provisions
---------+Article 161 Review and report
------------+Article 161 1.
------------+Article 161 2.
------------+Article 161 4.
------------+Article 161 5.
------------+Article 161 6.
------------+Article 161 7.
------------+Article 161 8.
------------+Article 161 9.
------------+Article 161 10.
---------+Article 162 Transposition
------------+Article 162 1.
------------+Article 162 2.
------------+Article 162 3.
------------+Article 162 4.
------------+Article 162 5.
---------+Article 163 Repeal
---------+Article 164 Entry into force
---------+Article 165 Addressees
---+ANNEX I
---+ANNEX II
 English - European Union - Financial Industry - Banking -

▼M6 DIRECTIVE 2013/36/EU OF THE EUROPEAN PARLIAMENT AND OF THE COUNCIL of 26 June 2013 on access to the activity of credit institutions and the prudential supervision of credit institutions, amending Directive 2002/87/EC and repealing Directives 2006/48/EC and 2006/49/EC ▼B (Text with EEA relevance)

▼M6

DIRECTIVE 2013/36/EU OF THE EUROPEAN PARLIAMENT AND OF THE COUNCIL

of 26 June 2013

on access to the activity of credit institutions and the prudential supervision of credit institutions, amending Directive 2002/87/EC and repealing Directives 2006/48/EC and 2006/49/EC

▼B

(Text with EEA relevance)

1. Ħarsa ġenerali

,
TITLE I SUBJECT MATTER, SCOPE AND DEFINITIONS TITLE I SUBJECT MATTER, SCOPE AND DEFINITIONS
TITLE II COMPETENT AUTHORITIES TITLE II COMPETENT AUTHORITIES
TITLE III REQUIREMENTS FOR ACCESS TO THE ACTIVITY OF CREDIT INSTITUTIONS TITLE III REQUIREMENTS FOR ACCESS TO THE ACTIVITY OF CREDIT INSTITUTIONS
TITLE V PROVISIONS CONCERNING THE FREEDOM OF ESTABLISHMENT AND THE FREEDOM TO PROVIDE SERVICES TITLE V PROVISIONS CONCERNING THE FREEDOM OF ESTABLISHMENT AND THE FREEDOM TO PROVIDE SERVICES
TITLE VI RELATIONS WITH THIRD COUNTRIES TITLE VI RELATIONS WITH THIRD COUNTRIES
TITLE VII PRUDENTIAL SUPERVISION TITLE VII PRUDENTIAL SUPERVISION
TITLE VIII DISCLOSURE BY COMPETENT AUTHORITIES TITLE VIII DISCLOSURE BY COMPETENT AUTHORITIES
TITLE IX DELEGATED AND IMPLEMENTING ACTS TITLE IX DELEGATED AND IMPLEMENTING ACTS
TITLE X AMENDMENTS OF DIRECTIVE 2002/87/EC TITLE X AMENDMENTS OF DIRECTIVE 2002/87/EC
TITLE XI TRANSITIONAL AND FINAL PROVISIONS TITLE XI TRANSITIONAL AND FINAL PROVISIONS
ANNEX I



ANNEX I

LIST OF ACTIVITIES SUBJECT TO MUTUAL RECOGNITION

1. 

Taking deposits and other repayable funds.

2. 

Lending including, inter alia: consumer credit, credit agreements relating to immovable property, factoring, with or without recourse, financing of commercial transactions (including forfeiting).

3. 

Financial leasing.

▼M3

4. 

Payment services as defined in point (3) of Article 4 of Directive (EU) 2015/2366 of the European Parliament and of the Council ( 37 ).

▼B

5. 

Issuing and administering other means of payment (e.g. travellers’ cheques and bankers’ drafts) insofar as such activity is not covered by point 4.

6. 

Guarantees and commitments.

7. 

Trading for own account or for account of customers in any of the following:

(a) 

money market instruments (cheques, bills, certificates of deposit, etc.);

(b) 

foreign exchange;

(c) 

financial futures and options;

(d) 

exchange and interest-rate instruments;

(e) 

transferable securities.

8. 

Participation in securities issues and the provision of services relating to such issues.

9. 

Advice to undertakings on capital structure, industrial strategy and related questions and advice as well as services relating to mergers and the purchase of undertakings.

10. 

Money broking.

11. 

Portfolio management and advice.

12. 

Safekeeping and administration of securities.

13. 

Credit reference services.

14. 

Safe custody services.

▼M9

15. 

Issuing electronic money including electronic-money tokens as defined in Article 3(1), point (7), of Regulation (EU) 2023/1114 of the European Parliament and of the Council ( 38 ).

16. 

Issuance of asset-referenced tokens as defined in Article 3(1), point (6), of Regulation (EU) 2023/1114.

17. 

Crypto-asset services as defined in Article 3(1), point (16), of Regulation (EU) 2023/1114.

▼B

The services and activities provided for in Sections A and B of Annex I to Directive 2004/39/EC, when referring to the financial instruments provided for in Section C of Annex I of that Directive, are subject to mutual recognition in accordance with this Directive.
ANNEX II



ANNEX II



CORRELATION TABLE

This Directive

Directive 2006/48/EC

Directive 2006/49/EC

Article 1

Article 1(1)

 

Article 2(1)

 

 

Article 2(2)

 

 

Article 2(3)

 

 

Article 2(4)

Article 1(2)

 

Article 2(5)

Article 2

 

Article 2(6)

Article 1(3)

 

Article 3

Article 4

 

Article 3(1), point (53)

Article 4, point (49)

 

Article 4(1)

 

 

Article 4(2)

 

 

Article 4(3)

 

 

Article 4(4)

 

 

Article 4(5)

 

Article 35(1)

Article 4(6)

 

 

Article 4(7)

 

 

Article 4(8)

 

 

Article 5

Article 128

 

Article 6

Article 42b(1)

 

Article 7

Article 40(3)

 

Article 8(1)

Article 6(1)

 

Article 8(2)

Article 6(2)

 

Article 8(3)

Article 6(3)

 

Article 8(4)

 

 

Article 9

Article 5

 

Article 10

Article 7

 

Article 11

Article 8

 

Article 12(1)

Article 9(1), first subparagraph

 

Article 12(2)

Article 9(1), second subparagraph

 

Article 12(3)

Article 9(1), third subparagraph

 

Article 12(4)

Article 9(2)

 

Article 13(1)

Article 11(1)

 

Article 13(2)

Article 11(2)

 

Article 14(1)

Article 12(1)

 

Article 14(2)

Article 12(2)

 

Article 14(3)

Article 12(3)

 

Article 15

Article 13

 

Article 16(1)

Article 15(1)

 

Article 16(2)

Article 15(2)

 

Article 16(3)

Article 15(3)

 

Article 17

Article 16

 

Article 18

Article 17(1)

 

Article 19

Article 18

 

Article 20(1)

Article 14

 

Article 20(2)

Article 14

 

Article 20(3)

 

 

Article 20(5)

Article 17(2)

 

Article 21

Article 3

 

Article 22(1)

Article 19(1)

 

Article 22(2)

Article 19(2)

 

Article 22(3)

Article 19(3)

 

Article 22(4)

Article 19(4)

 

Article 22(5)

Article 19(5)

 

Article 22(6)

Article 19(6)

 

Article 22(7)

Article 19(7)

 

Article 22(8)

Article 19(8)

 

Article 22(9)

Article 19(9)

 

Article 23(1)

Article 19a(1)

 

Article 23(2)

Article 19a(2)

 

Article 23(3)

Article 19a(3)

 

Article 23(4)

Article 19a(4)

 

Article 23(5)

Article 19a(5)

 

Article 24(1)

Article 19b(1)

 

Article 24(2)

Article 19b(2)

 

Article 25

Article 20

 

Article 26(1)

Article 21(1)

 

Article 26(2)

Article 21(2)

 

Article 27

Article 21(3)

 

Article 28(1)

 

Article 4

Article 28(2)

 

Article 9

Article 29(1)

 

Article 5(1)

Article 29(2)

 

Article 5(2)

Article 29(3)

 

Article 5(3)

Article 29(4)

 

Article 5(2)

Article 30

 

Article 6

Article 31(1)

 

Article 7

Article 31(2)

 

Article 8

Article 32(1)

 

Article 10(1)

Article 32(2)

 

Article 10(2)

Article 32(3)

 

Article 10(3)

Article 32(4)

 

Article 10(4)

Article 32(5)

 

Article 10(5)

Article 33

Article 23

 

Article 34(1)

Article 24(1)

 

Article 34(2)

Article 24(2)

 

Article 34(3)

Article 24(3)

 

Article 35(1)

Article 25(1)

 

Article 35(2)

Article 25(2)

 

Article 35(3)

Article 25(3)

 

Article 35(4)

Article 25(4)

 

Article 35(5)

Article 25(5)

 

Article 35(6)

Article 25(5)

 

Article 35(7)

Article 25(5)

 

Article 36(1)

Article 26(1)

 

Article 36(2)

Article 26(2)

 

Article 36(3)

Article 26(3)

 

Article 36(4)

Article 26(4)

 

Article 36(5)

Article 26(5)

 

Article 36(6)

Article 26(5)

 

Article 36(7)

Article 26(5)

 

Article 37

Article 36

 

Article 38

Article 27

 

Article 39(1)

Article 28(1)

 

Article 39(2)

Article 28(2)

 

Article 39(3)

Article 28(3)

 

Article 39(4)

Article 28(4)

 

Article 39(5)

Article 28(4)

 

Article 39(6)

Article 28(4)

 

Article 40, first paragraph

Article 29, first paragraph

 

Article 40, second paragraph

 

 

Article 40, third paragraph

 

 

Article 41(1)

Article 30(1) and (2)

 

Article 41(2)

 

 

Article 42

Article 32

 

Article 43(1)

Article 33, first paragraph

 

Article 43(2)

 

 

Article 43(3)

 

 

Article 43(4)

 

 

Article 43(5)

 

 

Article 44

Articles 31 and 34

 

Article 45

Article 35

 

Article 46

Article 37

 

Article 47(1)

Article 38(1)

 

Article 47(2)

Article 38(2)

 

Article 47(3)

Article 38(3)

 

Article 48(1)

Article 39(1)

 

Article 48(2)

Article 39(2)

 

Article 48(3)

Article 39(3)

 

Article 48(4)

Article 39(4)

 

Article 49(1)

Article 40(1)

 

Article 49(2)

Article 40(2)

 

Article 49(3)

Article 41, third paragraph

 

Article 50(1)

Article 42, first paragraph

 

Article 50(2)

 

 

Article 50(3)

 

 

Article 50(4)

 

 

Article 50(5)

Article 42, second paragraph

 

Article 50(6)

Article 42, third and sixth paragraphs

 

Article 50(7)

Article 42, fourth and seventh paragraph

 

Article 50(8)

Article 42, fifth paragraph

 

Article 51(1)

Article 42a(1)

 

Article 51(2)

Article 42a(2)

 

Article 51(3)

Article 42a(3)

 

Article 51(4)

Article 42a(3)

 

Article 51(5)

Article 42a(3)

 

Article 51(6)

 

 

Article 52(1)

Article 43(1)

 

Article 52(2)

Article 43(2)

 

Article 52(3)

 

 

Article 52(4)

 

 

Article 53(1)

Article 44(1)

 

Article 53(2)

Article 44(2)

 

Article 53(3)

 

 

Article 54

Article 45

 

Article 55

Article 46

 

Article 56

Article 47

 

Article 57(1)

Article 48(1), first subparagraph

 

Article 57(2)

Article 48(1), second subparagraph

 

Article 57(3)

Article 48(2), first and second subparagraph

 

Article 57(4)

Article 48(2), third subparagraph

 

Article 57(5)

Article 48(2), fifth subparagraph

 

Article 57(6)

Article 48(2), fourth subparagraph

 

Article 58

Article 49, first paragraph

 

Article 58(2)

Article 49, second paragraph

 

Article 58(3)

Article 49, fourth paragraph

 

Article 58(4)

Article 49, fifth paragraph

 

Article 59(1)

Article 50

 

Article 59(2)

 

 

Article 60

Article 51

 

Article 61(1)

Article 52, first paragraph

 

Article 61(2)

Article 52, second paragraph

 

Article 62

 

 

Article 63(1)

Article 53(1)

 

Article 63(2)

Article 53(2)

 

Article 64

 

 

Article 65

 

 

Article 66

 

 

Article 67

 

 

Article 68

 

 

Article 69

 

 

Article 70

 

 

Article 71

 

 

Article 72

Article 55

 

Article 73

Article 123

 

Article 74(1)

Article 22(1)

 

Article 74(2)

Article 22(2)

 

Article 74(3)

Article 22(6)

 

Article 74(4)

 

 

Article 75(1)

Article 22(3)

 

Article 75(2)

Article 22(4)

 

Article 75(3)

Article 22(5)

 

Article 76(1)

Annex V, point 2

 

Article 76(2)

 

 

Article 76(3)

 

 

Article 76(4)

 

 

Article 76(5)

 

 

Article 77

 

 

Article 78

 

 

Article 79

Annex V, points 3, 4 and 5

 

Article 80

Annex V, point 6

 

Article 81

Annex V, point 7

 

Article 82(1)

Annex V, point 8

 

Article 82(2)

Annex V, point 9

 

Article 83(1)

Annex V, point 10

 

Article 83(2)

 

Annex IV, point 5

Article 83(3)

 

Annex I, points 38 and 41

Article 84

Annex V, point 11

 

Article 85(1)

Annex V, point 12

 

Article 85(2)

Annex V, point 13

 

Article 86(1)

Annex V, point 14

 

Article 86(2)

Annex V, point 14a

 

Article 86(3)

 

 

Article 86(4)

Annex V, point 15

 

Article 86(5)

Annex V, point 16

 

Article 86(6)

Annex V, point 17

 

Article 86(7)

Annex V, point 18

 

Article 86(8)

Annex V, point 19

 

Article 86(9)

Annex V, point 20

 

Article 86(10)

Annex V, point 21

 

Article 86(11)

Annex V, point 22

 

Article 87

 

 

Article 88(1)

Annex V, point 1

 

Article 88 (2)

 

 

Article 89

 

 

Article 90

 

 

Article 91

 

 

Article 92(1)

Annex V, point 23, second paragraph

 

Article 92(2), introductory sentence

Annex V, point 23, introductory sentence

 

Article 92(2)(a)

Annex V, point 23(a)

 

Article 92(2)(b)

Annex V, point 23(b)

 

Article 92(2)(c)

Annex V, point 23(c)

 

Article 92(2)(d)

Annex V, point 23(d)

 

Article 92(2)(e)

Annex V, point 23(e)

 

Article 92(2)(f)

Annex V, point 23(f)

 

Article 92(2)(g)

 

 

Article 93

Annex V, point 23(k)

 

Article 94(1)(a)

Annex V, point 23(g)

 

Article 94(1)(b)

Annex V, point 23(h)

 

Article 94(1)(c)

Annex V, point 23(i)

 

Article 94(1)(d)

 

 

Article 94(1)(e)

Annex V, point 23(j)

 

Article 94(1)(f)

Annex V, point 23(l)

 

Article 94(1)(g)

 

 

Article 94(1)(h)

Annex V, point 23(m)

 

Article 94(1)(i)

 

 

Article 94(1)(j)

Annex V, point 23(n)

 

Article 94(1)(k)

Annex V, point 23(n)

 

Article 94(1)(l)

Annex V, point 23(o)

 

Article 94(1)(m)

Annex V, point 23(p)

 

Article 94(1)(n)

Annex V, point 23(q)

 

Article 94(1)(o)

Annex V, point 23(r)

 

Article 94(1)(p)

Annex V, point 23(s)

 

Article 94(1)(q)

Annex V, point 23(t)

 

Article 94(2)

Article 150(3)b

 

Article 95

Annex V, point 24

 

Article 96

 

 

Article 97(1)

Article 124(1)

 

Article 97(2)

Article 124(2)

 

Article 97(3)

Article 124(3)

 

Article 97(4)

Article 124(4)

 

Article 98(1)

Annex XI, point 1

 

Article 98(2)

Annex XI, point 1a

 

Article 98(3)

Annex XI, point 2

 

Article 98(4)

Annex XI, point 3

 

Article 98(5)

Article 124(5)

 

Article 98(6)

 

 

Article 98(7)

 

 

Article 99

 

 

Article 100

 

 

Article 101

 

 

Article 102(1)

Article 136(1)

 

Article 102(2)

 

 

Article 103

 

 

Article 104

Article 136

 

Article 105

 

 

Article 106(1)

Article 149

 

Article 106(2)

 

 

Article 107

 

 

Article 108(1), first subparagraph

Article 68(2)

 

Article 108(1), second subparagraph

Article 3

 

Article 108(1), third subparagraph

 

 

Article 108(2)

Article 71(1)

 

Article 108(3)

Article 71(2)

 

Article 108(4)

Article 73(2)

 

Article 109(1)

Article 68(1)

 

Article 109(2)

Article 73(3)

 

Article 109(3)

 

 

Article 110(1)

Article 124(2)

 

Article 110(2)

Article 23

 

Article 111(1)

Article 125(1)

Article 2

Article 111(2)

Article 125(2)

Article 2

Article 111(3)

Article 126(1)

 

Article 111(4)

Article 126(2)

 

Article 111(5)

Article 126(3)

 

Article 111(6)

Article 126(4)

 

Article 112(1)

Article 129(1), first subparagraph

 

Article 112(2)

Article 129(1), second subparagraph

 

Article 112(3)

Article 129(1), third subparagraph

 

Article 113(1)(a)

Article 129(3), first subparagraph

 

Article 113(1)(b)

 

 

Article 113(2)(a), first subparagraph

Article 129(3), second subparagraph

 

Article 113(2)(b), first subparagraph

 

 

Article 113(2), second subparagraph

Article 129(3), second subparagraph

 

Article 113(3), third subparagraph

Article 129(3), third subparagraph

 

Article 113(3)

Article 129(3), fourth to seventh subparagraph

 

Article 113(4)

Article 129(3), eighth and ninth subparagraph

 

Article 113(5)

Article 129(3), tenth and eleventh subparagraph

 

Article 114

Article 130

 

Article 115

Article 131

 

Article 116(1)

Article 131a(1), first, second and third subparagraph

 

Article 116(2)

Article 131a(1), fourth subparagraph

 

Article 116(3)

Article 131a(2), first subparagraph

 

Article 116(4)

Article 131a(2), second and third subparagraph

 

Article 116(5)

Article 131a(2), fourth and fifth subparagraph

 

Article 116(6)

Article 131a(2), sixth subparagraph

 

Article 116(7)

Article 131a(2), seventh subparagraph

 

Article 116(8)

Article 131a(2), eighth subparagraph

 

Article 116(9)

Article 131a(2), ninth subparagraph

 

Article 117(1)

Article 132(1), first to sixth subparagraph

 

Article 117(2)

Article 132(1), seventh and eighth subparagraph

 

Article 117(3)

Article 132(2)

 

Article 117(4)

Article 132(3)

 

Article 118

Article 141

 

Article 119(1)

Article 127(1)

 

Article 119(2)

Article 127(2)

 

Article 119(3)

Article 127(3)

 

Article 120

Article 72a

 

Article 121

Article 135

 

Article 122

Article 137

 

Article 123 (1)

Article 138(1)

 

Article 123(2)

Article 138(2), first subparagraph

 

Article 124

Article 139

 

Article 125

Article 140

Article 2

Article 126

Article 142

 

Article 127

Article 143

 

Article 128

 

 

Article 129

 

 

Article 130

 

 

Article 131

 

 

Article 132

 

 

Article 133

 

 

Article 134

 

 

Article 135

 

 

Article 136

 

 

Article 137

 

 

Article 138

 

 

Article 139

 

 

Article 140

 

 

Article 141

 

 

Article 142

 

 

Article 143

Article 144

 

Article 144(1)

Article 122a(9)

 

Article 144(2)

Article 69(4)

 

Article 144(3)

Article 70(4)

 

Article 145

Article 150(1)

 

Article 146

Article 150(1a)

 

Article 147(1)

Article 151(1)

 

Article 147(2)

Article 151(2)

 

Article 148(1)

Article 151a(3)

 

Article 148(2)

Article 151a(1)

 

Article 148(3)

Article 151b

 

Article 148(4)

Article 151a(2)

 

Article 148(5)

Article 151c

 

Article 149

 

 

Article 150

 

 

Article 151

 

 

Article 152

Article 29

 

Article 153

Article 30

 

Article 154

Article 33

 

Article 155

Article 40

 

Article 156

Article 41

 

Article 157

Article 42

 

Article 158

Article 42a

 

Article 159

Article 43

 

Article 160

 

 

Article 161(1)

Article 156, sixth paragraph

 

Article 161(2)

Article 156, fourth paragraph

 

Article 161(3)

 

 

Article 161(4)

 

 

Article 161(5)

 

 

Article 161(6)

 

 

Article 161(7)

 

 

Article 161(8)

 

 

Article 161(9)

 

 

Article 162(1)

 

 

Article 162(2)

 

 

Article 162(3)

 

 

Article 162(4)

Article 157(1), third subparagraph

 

Article 162(5)

 

 

Article 162(6)

 

 

Article 163

Article 158

 

Article 164

Article 159

 

Article 165

Article 160

 

Annex I

Annex I

 

1.1 Referenzi

1.2 Rekwiżiti identifikati

1.3 Standards relatati

2. Rekwiżiti identifikati

Rekwiżiti

3. Standards relatati

Standards

Kwistjonijiet marbuta

Links
is related to Imported: Capital Requirements Directive (CRD) (CELEX:02013L0036-20260711)