8. For the purposes of paragraph 2, point (d)(iii), competent authorities may, on a sample of risk factors for which the methodology referred to in Article 10(4) of Delegated Regulation (EU) 2024/397 is used:
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(a)
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require the institution to test alternative suitable risk factors meeting the conditions referred to in Article 10(5) of Delegated Regulation (EU) 2024/397 instead of the risk factors selected by the institution;
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(b)
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compare the extreme scenario of future shock obtained using the risk factors selected by the institution and the extreme scenario of future shock obtained using the alternative risk factors referred to in point (a);
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(c)
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assess whether the risk factors selected by the institution lead to a systematic underestimation of the extreme scenario of future shock;
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