+Člen 1 Vsebina in področje uporabe
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Člen 1 Vsebina in področje uporabe

Člen 1

Vsebina in področje uporabe

1.  V tej direktivi so določena pravila za opravljanje dejavnosti izdajanja elektronskega denarja, pri čemer države članice priznavajo naslednje kategorije izdajateljev elektronskega denarja:

(a) kreditne institucije, kakor so opredeljene v točki 1 člena 4 Direktive 2006/48/ES, vključno s, v skladu z nacionalno zakonodajo, podružnicami kreditnih institucij, v smislu točke 3 člena 4 navedene direktive, kadar se v skladu s členom 38 navedene direktive te podružnice nahajajo v Skupnosti in imajo svoj sedež izven Skupnosti;

(b) institucije za izdajo elektronskega denarja, kakor so opredeljene v točki 1 člena 2 te direktive, vključno s, v skladu s členom 8 te direktive in nacionalno zakonodajo, podružnicami institucij za izdajo elektronskega denarja, kadar se navedene podružnice nahajajo v Skupnosti in imajo svoj sedež izven Skupnosti;

(c) poštne institucije, ki imajo pravico izdajati elektronski denar na podlagi nacionalne zakonodaje;

(d) Evropska centralna banka in nacionalne centralne banke, kadar ne delujejo kot monetarni organ ali drugi javni organi;

(e) države članice ali njihovi regionalni oziroma lokalni organi, kadar delujejo kot javni organi.

2.  Naslov II te direktive določa pravila za začetek opravljanja, opravljanje dejavnosti in nadzor skrbnega in varnega poslovanja institucij za izdajo elektronskega denarja.

3.  Države članice lahko opustijo uporabo vseh ali nekaterih določb iz naslova II te direktive za institucije iz člena 2 Direktive 2006/48/ES, razen za tiste institucije, ki so navedene v prvi in drugi alinei navedenega člena.

4.  Ta direktiva se ne uporablja za denarno vrednost, shranjeno na instrumentih, ki so izvzeti v skladu s točko (k) člena 3 Direktive 2007/64/ES.

5.  Ta direktiva se ne uporablja za denarno vrednost, ki se uporablja za izvedbo plačilnih transakcij, ki so izvzete v skladu s točko (l) člena 3 Direktive 2007/64/ES.

1. Pregled

,
Article 1 1.

This Directive lays down the rules for the pursuit of the activity of issuing electronic money to which end the Member States shall recognise the following categories of electronic money issuer:

(a) 

credit institutions as defined in point 1 of Article 4 of Directive 2006/48/EC including, in accordance with national law, a branch thereof within the meaning of point 3 of Article 4 of that Directive, where such a branch is located within the Community and its head office is located outside the Community, in accordance with Article 38 of that Directive;

(b) 

electronic money institutions as defined in point 1 of Article 2 of this Directive including, in accordance with Article 8 of this Directive and national law, a branch thereof, where such a branch is located within the Community and its head office is located outside the Community;

(c) 

post office giro institutions which are entitled under national law to issue electronic money;

(d) 

the European Central Bank and national central banks when not acting in their capacity as monetary authority or other public authorities;

(e) 

Member States or their regional or local authorities when acting in their capacity as public authorities.
Article 1 2.
Title II of this Directive lays down the rules for the taking up, the pursuit and the prudential supervision of the business of electronic money institutions.
Article 1 3.
Member States may waive the application of all or part of the provisions of Title II of this Directive to the institutions referred to in Article 2 of Directive 2006/48/EC, with the exception of those referred to in the first and second indents of that Article.
Article 1 4.
This Directive does not apply to monetary value stored on instruments exempted as specified in Article 3(k) of Directive 2007/64/EC.
Article 1 5.
This Directive does not apply to monetary value that is used to make payment transactions exempted as specified in Article 3(l) of Directive 2007/64/EC.

1.1 Sklici

1.2 Ugotovljene zahteve

1.3 Povezani standardi

2. Ugotovljene zahteve

Zahteve

3. Povezani standardi

Standardi
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