+Artikel 6 Aktiviteter
---+Article 6 1.
---+Article 6 2.
---+Article 6 3.
---+Article 6 4.

Artikel 6 Aktiviteter

Artikel 6

Aktiviteter

1.  Foruden at udstede elektroniske penge må e-pengeinstitutter udøve følgende aktiviteter:

a) udbyde de betalingstjenester, der er anført i bilaget til direktiv 2007/64/EF

b) yde kredit i forbindelse med betalingstjenester som omhandlet i punkt 4, 5 eller 7 i bilaget til direktiv 2007/64/EF, forudsat at betingelserne i samme direktivs artikel 16, stk. 3 og 5, er opfyldt

c) udbyde driftsmæssige tjenester og accessoriske tjenester med nær tilknytning til udstedelse af elektroniske penge eller udbyde betalingstjenester som omhandlet i litra a)

d) drive betalingssystemer som defineret i artikel 4, nr. 6, i direktiv 2007/64/EF og med forbehold af artikel 28 i samme direktiv

e) andre forretningsaktiviteter end udstedelse af elektroniske penge, under hensyn til gældende fællesskabslovgivning og national lovgivning.

Kredit som omhandlet i første afsnit, litra b), må ikke ydes af midler, der modtages som vederlag for elektroniske penge, og besiddes i overensstemmelse med artikel 7, stk. 1, i dette direktiv.

2.  E-pengeinstitutter må ikke tage imod indskud eller andre tilbagebetalingspligtige midler fra offentligheden i henhold til artikel 5 i direktiv 2006/48/EF.

3.  Midler, som e-pengeinstitutter modtager fra indehavere af elektroniske penge, skal uden forsinkelse veksles til elektroniske penge. Sådanne midler må ikke betragtes som indskud eller andre tilbagebetalingspligtige midler fra offentligheden i henhold til artikel 5 i direktiv 2006/48/EF.

4.  Artikel 16, stk. 2 og 4, i direktiv 2007/64/EF finder anvendelse på midler, der modtages for aktiviteter, der er omhandlet i stk. 1, litra a), i denne artikel, og som ikke er knyttet til udstedelsen af elektroniske penge.

1. Oversigt

,
Article 6 1.

In addition to issuing electronic money, electronic money institutions shall be entitled to engage in any of the following activities:

(a) 

the provision of payment services listed in the Annex to Directive 2007/64/EC;

(b) 

the granting of credit related to payment services referred to in points 4, 5 or 7 of the Annex to Directive 2007/64/EC, where the conditions laid down in Article 16(3) and (5) of that Directive are met;

(c) 

the provision of operational services and closely related ancillary services in respect of the issuing of electronic money or to the provision of payment services referred to in point (a);

(d) 

the operation of payment systems as defined in point 6 of Article 4 of Directive 2007/64/EC and without prejudice to Article 28 of that Directive;

(e) 

business activities other than issuance of electronic money, having regard to the applicable Community and national law.

Credit referred to in point (b) of the first subparagraph shall not be granted from the funds received in exchange of electronic money and held in accordance with Article 7(1).
Article 6 2.
Electronic money institutions shall not take deposits or other repayable funds from the public within the meaning of Article 5 of Directive 2006/48/EC.
Article 6 3.
Any funds received by electronic money institutions from the electronic money holder shall be exchanged for electronic money without delay. Such funds shall not constitute either a deposit or other repayable funds received from the public within the meaning of Article 5 of Directive 2006/48/EC.
Article 6 4.
Article 16(2) and (4) of Directive 2007/64/EC shall apply to funds received for the activities referred to in paragraph 1(a) of this Article that are not linked to the activity of issuing electronic money.

1.1 Referencer

1.2 Identificerede krav

1.3 Relaterede standarder

2. Identificerede krav

Krav

3. Relaterede standarder

Standarder
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