+Članak 6. Djelatnosti
---+Article 6 1.
---+Article 6 2.
---+Article 6 3.
---+Article 6 4.

Članak 6. Djelatnosti

Članak 6.

Djelatnosti

1.  Osim izdavanja elektroničkog novca, institucije za elektronički novac imaju pravo baviti se nekom od sljedećih djelatnosti:

(a) pružanje platnih usluga navedenih u Prilogu Direktivi 2007/64/EZ;

(b) odobravanje kredita vezanih uz platne usluge navedenih u točkama 4., 5. ili 7. Priloga Direktivi 2007/64/EZ, u slučajevima u kojima su zadovoljeni uvjeti navedeni u članku 16. stavcima 3. i 5. te Direktive;

(c) pružanje operativnih usluga i sličnih pomoćnih usluga s obzirom na izdavanje elektroničkog novca ili na pružanje platnih usluga navedenih u točki (a);

(d) poslovanje platnih sustava u smislu članka 4. točke 6. Direktive 2007/64/EZ i ne dovodeći u pitanje članak 28. te Direktive;

(e) poslovne aktivnosti osim izdavanja elektroničkog novca, uzimajući u obzir primjenjivo pravo Zajednice i nacionalno pravo.

Kredit naveden u točki (b) prvog podstavka ne odobrava se iz sredstava primljenih u zamjenu za elektronički novac, koja se drže u skladu s člankom 7. stavkom 1.

2.  Institucije za elektronički novac ne primaju depozite ili druga povratna sredstva od javnosti u smislu članka 5. Direktive 2006/48/EZ.

3.  Sva sredstva koja institucije za elektronički novac prime od imatelja elektroničkog novca zamjenjuju se za elektronički novac bez odgode. Takva sredstva ne predstavljaju niti depozit ni drugo povratno sredstvo primljeno od javnosti u smislu članka 5. Direktive 2006/48/EZ.

4.  Članak 16. stavci 2. i 4. Direktive 2007/64/EZ primjenjuju se na sredstva primljena za djelatnosti navedene u stavku 1. točki (a) ovog članka koje su povezane s djelatnostima izdavanja elektroničkog novca.

1. Pregled

,
Article 6 1.

In addition to issuing electronic money, electronic money institutions shall be entitled to engage in any of the following activities:

(a) 

the provision of payment services listed in the Annex to Directive 2007/64/EC;

(b) 

the granting of credit related to payment services referred to in points 4, 5 or 7 of the Annex to Directive 2007/64/EC, where the conditions laid down in Article 16(3) and (5) of that Directive are met;

(c) 

the provision of operational services and closely related ancillary services in respect of the issuing of electronic money or to the provision of payment services referred to in point (a);

(d) 

the operation of payment systems as defined in point 6 of Article 4 of Directive 2007/64/EC and without prejudice to Article 28 of that Directive;

(e) 

business activities other than issuance of electronic money, having regard to the applicable Community and national law.

Credit referred to in point (b) of the first subparagraph shall not be granted from the funds received in exchange of electronic money and held in accordance with Article 7(1).
Article 6 2.
Electronic money institutions shall not take deposits or other repayable funds from the public within the meaning of Article 5 of Directive 2006/48/EC.
Article 6 3.
Any funds received by electronic money institutions from the electronic money holder shall be exchanged for electronic money without delay. Such funds shall not constitute either a deposit or other repayable funds received from the public within the meaning of Article 5 of Directive 2006/48/EC.
Article 6 4.
Article 16(2) and (4) of Directive 2007/64/EC shall apply to funds received for the activities referred to in paragraph 1(a) of this Article that are not linked to the activity of issuing electronic money.

1.1 Reference

1.2 Utvrđeni zahtjevi

1.3 Povezani standardi

2. Utvrđeni zahtjevi

Zahtjevi

3. Povezani standardi

Standardi
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