+Artikolu 6 Attivitajiet
---+Article 6 1.
---+Article 6 2.
---+Article 6 3.
---+Article 6 4.

Artikolu 6 Attivitajiet

Artikolu 6

Attivitajiet

1.  Apparti mill-ħruġ tal-flus elettroniċi, l-istituzzjonijiet tal-flus elettroniċi jkunu intitolati jidħlu għal kwalunkwe waħda mill-attivitajiet li ġejjin:

(a) il-forniment ta’ servizzi ta’ ħlas elenkati fl-Anness għad-Direttiva 2007/64/KE;

(b) l-għoti ta’ kreditu marbut mas-servizzi ta’ ħlas imsemmija fil-punti 4, 5 jew 7 tal-Anness tad-Direttiva 2007/64/KE, meta jinkisbu l-kondizzjonijiet stipulati fl-Artikolu 16(3) u (5) tad-Direttiva;

(c) il-forniment ta’ servizzi operattivi u anċillari marbuta mill-qrib fir-rigward tal-ħruġ tal-flus elettroniċi jew mal-forniment ta’ servizzi ta’ ħlas imsemmija fil-punt (a);

(d) l-operazzjoni ta’ sistemi ta’ ħlas kif definiti fil-punt 6 tal-Artikolu 4 tad-Direttiva 2007/64/KE u bla ħsara għall-Artikolu 28 ta’ dik id-Direttiva;

(e) attivitajiet ta’ negozju minbarra l-ħruġ ta’ flus elettroniċi, li jqisu l-liġi Komunitarja u nazzjonali applikabbli.

Il-kreditu msemmi fil-punt (b) tal-ewwel subparagrafu m’għandux jingħata mill-fondi li jidħlu bi skambju ma’ flus elettroniċi u li jinżammu skont l-Artikolu 7(1).

2.  L-istituzzjonijiet tal-flus elettroniċi ma għandhomx jitħallew jieħdu depożiti jew fondi ripagabbli oħra mill-pubbliku fi ħdan it-tifsira tal-Artikolu 5 tad-Direttiva 2006/48/KE.

3.  Kull fond li jasal għand istituzzjonijiet tal-flus elettroniċi mid-detentur tal-flus elettroniċi għandu jinbidel bla dewmien għal flus elettroniċi. Tali fondi m’għandhomx jikkostitwixxu depożitu jew fondi ripagabbli oħrajn li jaslu mill-pubbliku fi ħdan it-tifsira tal-Artikolu 5 tad-Direttiva 2006/48/KE.

4.  L-Artikolu 16(2) u (4) tad-Direttiva 2007/64/KE għandu japplika għal fondi li jaslu għall-attivitajiet imsemmija fil-punt (a) tal-paragrafu 1 ta’ dan l-Artikolu li mhumiex marbuta mal-attività tal-ħruġ ta’ flus elettroniċi.

1. Ħarsa ġenerali

,
Article 6 1.

In addition to issuing electronic money, electronic money institutions shall be entitled to engage in any of the following activities:

(a) 

the provision of payment services listed in the Annex to Directive 2007/64/EC;

(b) 

the granting of credit related to payment services referred to in points 4, 5 or 7 of the Annex to Directive 2007/64/EC, where the conditions laid down in Article 16(3) and (5) of that Directive are met;

(c) 

the provision of operational services and closely related ancillary services in respect of the issuing of electronic money or to the provision of payment services referred to in point (a);

(d) 

the operation of payment systems as defined in point 6 of Article 4 of Directive 2007/64/EC and without prejudice to Article 28 of that Directive;

(e) 

business activities other than issuance of electronic money, having regard to the applicable Community and national law.

Credit referred to in point (b) of the first subparagraph shall not be granted from the funds received in exchange of electronic money and held in accordance with Article 7(1).
Article 6 2.
Electronic money institutions shall not take deposits or other repayable funds from the public within the meaning of Article 5 of Directive 2006/48/EC.
Article 6 3.
Any funds received by electronic money institutions from the electronic money holder shall be exchanged for electronic money without delay. Such funds shall not constitute either a deposit or other repayable funds received from the public within the meaning of Article 5 of Directive 2006/48/EC.
Article 6 4.
Article 16(2) and (4) of Directive 2007/64/EC shall apply to funds received for the activities referred to in paragraph 1(a) of this Article that are not linked to the activity of issuing electronic money.

1.1 Referenzi

1.2 Rekwiżiti identifikati

1.3 Standards relatati

2. Rekwiżiti identifikati

Rekwiżiti

3. Standards relatati

Standards
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